Now one can apply for personal loan through Aadhaar only through Aadhaar card. You can apply for this while sitting at home. All you need to do is fill an application form and provide e-KYC documents.
New Delhi. Most of the public and private sector banks (PSBs and Private Banks) and financial institutions of the country have made it much easier to take loans than before. You do not even need to step outside the house to take a loan. Due to the Corona crisis, most of the banking services including loans have been made available on the official website or app of banks.
At the same time, if you are eligible for the loan, now you do not even need to do much paperwork. Usually you have to submit KYC documents to the bank so that the bank gets all the details. Now it has been made even easier.
What are the terms and conditions of personal loan from Aadhaar,
now you can apply for personal loan through Aadhaar card only. This gives you an instant personal loan. For this you can apply online while sitting at home. All you need to do is fill an application form and provide e-KYC documents. As before, you will not need to submit any hard copy of any document. However, it also has some conditions. First of all, your age should be 23 years. You must be an Indian citizen. Also, you work in a public, private or multinational company. Your credit score must be correct. You must also show your minimum income.
How to Apply for Aadhar Loan
- First of all login to your bank’s mobile app or website.
- You choose the option of personal loan in Loan. Then check eligibility.
- Then click on Apply Now and fill the application form.
- Fill the personal details asked in the form and submit it.
- After this a call will come from the bank, which will verify your details and eligibility.
- Your loan will be approved after verification by the bank.
- After the loan is passed, the money will be transferred to the savings account.
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