Atal Pension Yojana: So far 3.30 crore people across the country have joined the Atal Pension Yojana, launched by the Central Government to give pension to the people of the unorganized sector.
The popularity of this scheme, launched in the year 2015, can only be gauged from the fact that 28 lakh new APY accounts have been opened so far in the current financial year.
The amount of premium increases with age
According to the data of the Pension Fund Regulatory and Development Authority (PFRDA), the number of subscribers of Atal Pension Yojana (APY) has exceeded 3.30 crore as of 25 August 2021. Under this scheme, if an 18-year-old person deposits only Rs 42 to Rs 210 per month, then after the age of 60, he is entitled to get a pension of 1 thousand to 5 thousand rupees. However, the premium amount increases with age. For example, if you are 40 years old, then you will have to deposit Rs 291 to Rs 1454 per month for a pension of 1 to 5 thousand.
You can join this scheme till the age of 40,
tell that the main objective of this scheme is to provide social security to the workers and laborers working in the unorganized sectors. Any person between 18 to 40 years can join this scheme. Provided that he has a savings account in the bank or post office. In this, money has to be deposited every month, at an interval of three months or six months. These rupees are automatically deducted (auto-debit) from your account.
In this way, you can apply
for investment in Atal Pension Yojana byvisiting https://enps.nsdl.com/eNPS/NationalPensionSystem.html website. If you are 18 years old and you deposit Rs 210 per month, then after 60 years you will get a pension of Rs 5000 per month. That is, 60 thousand rupees will come in your account every year.
