If you want to register for this scheme, then you should have a savings account, Aadhar number and a mobile number.
New Delhi. If you are also planning to invest somewhere in a safe place, then you can invest money in Atal Pension Yojana (APY) of the government. Let us tell you that the Atal Pension Yojana was started in the year 2015 for the people working in the unorganized sectors, but any Indian citizen of 18 to 40 years of age can invest in this scheme and take advantage of the pension fund, Those who have an account in a bank or post office. In this scheme, the depositors start getting pension after 60 years.
What is Atal Pension Yojana?
The investment made by you in Atal Pension Scheme depends on your age. Under this scheme, a minimum monthly pension of Rs 1,000, Rs 2000, Rs 3000, Rs 4000 and a maximum of Rs 5,000 can be obtained. If you want to register for this pension scheme, then you should have a savings account, Aadhar number and a mobile number.
Get these benefits The
sooner you join the Atal Pension Yojana, the more benefit you will get. If a person joins Atal Pension Yojana at the age of 18 years, then he will have to deposit Rs 210 per month for a monthly pension of Rs 5000 every month after the age of 60 years.
In this way, 10,000 rupees will be available
every month. At the same time, spouses below the age of 39 years can separately take advantage of this scheme, from which after the age of 60, both of them together will get a pension of Rs 10,000 every month.
Know what is the calculation In
this scheme, only Rs 42 will have to be deposited per month for a monthly pension of Rs 1000 every month. On the other hand, Rs 84 for Rs 2000 pension, Rs 126 for Rs 3000 and Rs 168 for monthly pension of Rs 4000 will have to be deposited every month.
Tax Benefit
People investing in the Atal Pension Yojana get a tax benefit of up to Rs 1.5 lakh under the Income Tax Act 80C. From this the taxable income of the subscribers is deducted. Apart from this, an additional tax benefit of up to Rs 50,000 is available in special cases. In this way, deduction of up to Rs 2 lakh is available in this scheme.
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