Atal Pension Yojana: Under APY, pension ranging from Rs 1,000 to Rs 5,000 can be taken. How much pension you will get depends on your contribution. If your age is between 18 to 40 years and you are not a taxpayer, then you can also register under this scheme.
Atal Pension Yojana is for those Indian people who do not come under the purview of income tax. By contributing under this scheme till the age of 60, they can arrange for monthly pension in old age. Under APY, pension ranging from Rs 1,000 to Rs 5,000 can be taken. How much pension you will get depends on your contribution. If your age is between 18 to 40 years and you are not a taxpayer, then you can also register under this scheme. Understand here what you have to do.
How to apply
You can apply for Atal Pension Yojana both online and offline. To apply offline, you have to go to the bank and fill the form. Whereas online you can apply through netbanking. For this, log in to net banking and search APY. After filling your details in the application form, submit the form and approve auto debit, so that the premium is automatically deducted from the account every month. Do not forget to give nominee details in the form.
This is also the way to apply
- First go to the website https://enps.nsdl.com/eNPS/NationalPensionSystem.html.
- From here you go to the Atal Pension Yojana tab and click on APY Registration.
- Fill the New Registration form and click on Continue.
- After filling the form, fill your details in Complete Pending Registration and complete KYC.
- After this the Acknowledgement Number will be generated.
- Choose how much pension you want after the age of 60.
- Also tell how to deduct the installment monthly, quarterly, half-yearly or yearly.
- After this, fill the nominee form correctly.
- After completing the process, you will come to the eSign tab on the NSDL website.
- After the Aadhaar OTP is verified, you will be connected to this scheme.
These documents will be required
- Age certificate like birth certificate, tenth mark sheet, driving license, Aadhaar card etc.
- Certificate of Indian citizenship
- Bank account number and branch information
- APY Registration Form
- Aadhaar card
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