Atal Pension Yojana New Rule: The government has made a big change in Atal Pension Yojana. According to the notification issued by the Ministry of Finance, now Income Taxpayers i.e. income tax payers will no longer be able to apply for this scheme (APY).
Atal Pension Yojana New rule: The government has made a big change in the Atal Pension Yojana, started with the aim of providing pension facility to those working in the unorganized sector. According to the notification issued by the Ministry of Finance, now Income Taxpayers i.e. income tax payers will no longer be able to apply for this scheme (APY). This order issued by the government will come into effect from October 1, 2022.
According to the gazette notification issued by the Ministry of Finance, from October 1, 2022, any citizen who is or has been an income tax payer according to the Income Tax Act, will not be eligible to join the Atal Pension Yojana. According to the new provision, if one has joined the scheme on or after October 1 and is found to be an income tax payer on or before the date of coming into force of the new rule, his/her account will be closed immediately and the pension amount deposited till that time will be refunded. will go. The government will also review it from time to time.
According to the current rules, if you are a citizen of India, are in the age range of 18-40 and have a savings account with any bank or post office, then you can apply for APY.
The Government of India guarantee is available for all the benefits related to pension on Atal Pension Scheme. Bank account holders or post office account holders can invest in it. Depositors start getting pension after 60 years in the scheme. Any Indian citizen from 18 to 40 years can invest in the scheme.
Scheme launched in 2015
Atal Pension Yojana (APY) pension scheme is operated by the pension regulator PFRDA. The scheme was started in the year 2015. Although, at that time this scheme was started for people working in the unorganized sectors, but after that any Indian citizen of 18 to 40 years of age was allowed to invest in it. But, now the government has made this new change in the scheme.
Guaranteed pension up to ₹5,000
Atal Pension Yojana is such a government scheme, in which investment depends on your age. Under the scheme, you can get a minimum monthly pension of Rs 1,000, Rs 2000, Rs 3000, Rs 4000 and a maximum of Rs 5,000. If you want to register in this, then you should have a savings account, Aadhar number and mobile number. Keep in mind that you can have only one Atal Pension Account.
The sooner you invest under this scheme, the more benefit you will get. If a person joins the Atal Pension Yojana at the age of 18, then after the age of 60, he will have to deposit only Rs 210 per month for a monthly pension of Rs 5000 every month.