Atal Pension Yojana: Atal Pension Yojana was started by the Central Government in the year 2015. This is the most popular pension scheme of the government. Â
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Atal Pension Yojana: For a better future, it is necessary to make savings from today, so that life can be lived in peace in old age and does not have to spread hands in front of anyone for money. There is such a scheme, in which a pension of Rs 5 thousand per month can be obtained by depositing only Rs 210 per month. Which is 60 thousand rupees annually. Here we are talking about the Atal Pension Yojana (APY) of the Central Government. This is the most popular pension scheme of the government.
Pension is given to the people of the unorganized sector
Atal Pension Yojana was started by the Central Government in the year 2015. Under this, pension scheme is given to the people of the unorganized sector. If you are also looking for a pension scheme for retirement, then this scheme can be suitable for you.
You can invest from the age of 18
Any person above 18 years of age can apply under Atal Pension Scheme. Under the scheme, if an 18-year-old person deposits Rs 42 every month, then he is entitled to get a pension of up to Rs 1 thousand at the age of 60 years. At the same time, if you invest Rs 210 per month at the age of 18, you will get the benefit of pension of Rs 5000 per month in 60 years.
The premium amount also increases with age. For example, if you are 40 years old, then you will have to deposit Rs 291 to Rs 1454 every month to get the pension amount from 1 to 5 thousand.
Full amount is given to the nominee
Under this scheme, the pension amount is guaranteed to the life partner in the event of the death of the investor. That is, on the death of the husband, the wife is given, while in the death of the wife, the pension amount is given to the husband. On the death of both, the entire pension amount is given to the nominee. People up to the age of 40 years can join this scheme. Its main goal is to provide social security to the workers and laborers working in the unorganized sectors.
You can register like this
To join Atal Pension Yojana, one has to register by visiting https://enps.nsdl.com/eNPS/NationalPensionSystem.html. According to the government agency Pension Fund Regulatory and Development Authority of India (PFRDA), any person can link with Aadhaar KYC to start a permanent pension scheme. Earlier this facility was not there. If a person wants to do e-KYC with Aadhaar, then he will have to verify online by linking his Aadhaar number.
