New Delhi: Atal Pension Yojana is a government pension scheme. It receives a pension of Rs. 1000 to 5000 per month when it is 60 years. The amount of pension in APY depends on the investment you have made and your age. Let us say that in the year 2015, the Modi government had announced Atal pension Yojana (APY). Apy was launched keeping in mind the people working in the unorganized sector, but any Indian citizen from the age of 18 to 40 years can avail of apy.
Pension amount fixed between Rs 1,000 to Rs 5,000
In the National Pension System (NPS), where pension is fixed on the basis of the amount deposited upto the age of 60 years, the pension amount in apy (APY) is fixed between Rs. 1,000 to 5,000. This amount depends on the amount to be deposited by the subscriber. You can also avail tax exemption under section 80CCD (1) of the Income Tax Act 1961 on the money to be deposited in apy. For this you will have to submit a transaction receipt. In addition, you also need to keep in mind that your share is being credited to the APY account. If money is not being deposited in the APY account on your behalf, you will be charged penalty. If you want your APY account information through digital medium, you can download it from the NPS website or the APY and NPS Lite app.
Before understanding this information, make sure that you have your permanent retirement account number (pran). It is sent to your mobile via SMS at the time of registration. However, the need for a praan is at the time of lawn-in from the app. If you are logging in through the website, you have to provide bank account information. Here, there is no special need for praan. If you have also enrolled for APY, you can get information about your cooperation amount like this.
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How to check for Jaan website
Https://www.npscra.nsdl.co.in/scheme-details.php on a computer or laptop.
Followed by APY e-PRAN/APY e-PRAN Click transaction statement view. This will redirect you to a second page.
3. You can then opt for ‘with praan’ or ‘without praan’ as you wish.
4. If you have opted with ‘Pran’, you need to fill in your PRAN and bank account number. If you have selected the ‘ without a praan ‘ option, it will be mandatory to fill the user name, bank account number and date of birth.
5. After filling the information you must choose one in the e-pran view or transaction statement.
6. Click submit by filling the CAPTCHA code correctly
You can also get your APY e-card information from APY e-Pran. In addition, you can also know about the date of commencement of pension of your APY, the amount selected for pension and the APY service provider, etc.
Transaction statement You will find information about your APY support amount, which you may have deposited on a monthly, quarterly or half yearly basis. You will also be aware of the entire amount of cooperation in your account in APY.
At the same time, you can also know about the name of the nominee, the pension amount and the amount deposited in a particular financial year.
Check this through the app
1. Download the APY and NPS Lite app from google play store.
2. Enter the praan number and click on the login.
3. Then an OTP will appear on your mobile number, which will be automatically tracked from your inbox. Then click on Submit.
4. Your homepage will then open, which will tell you the total amount deposited in the scheme. You can also download this statement through the app. In addition, you can also take your account information.
Check offline such contributions
According to the NPS website, an SMS will be sent to your registered mobile, which will be aware of the amount of cooperation you have deposited. In addition, you can also get the information of apy by visiting your bank branch. The website claims that the time bound statement will be sent to the Central Record Keeping Agency (CRA), which will inform the APY account holder about it. However, the website did not say how much time this time period is.
