Bank Account: If you also have more than one bank account, then you must read this news once… Actually, according to a recent update, it is being said that the bank accounts you are not using Is. Get those bank accounts closed immediately.
There will be many such people in our country who have opened their accounts in banks but did not run them for a long time and leave them in between. It also happens with employed people that as soon as they change jobs or are transferred to another city, they leave their old job or bank account open in the old city just like that. Neither shut it down nor keep it running further.
Unused bank accounts are also harmful for the account holder including the bank. Such accounts can cause financial loss to you. That’s why it is better to close such accounts on time.
Salary accounts are accounts with zero balance (zero balance salary account). It is not necessary to maintain minimum balance in these accounts. After changing jobs, your salary account should be transferred to the new job. Otherwise turn it off.
Because the salary account becomes a normal savings account after three months. Now it becomes necessary to maintain minimum balance in it. If you are not maintaining the minimum balance in it, then the bank will charge you extra every month for this. Which can range from Rs 100 to Rs 700.
Apart from this, banks also charge debit card charges on such accounts. Therefore, to avoid these unnecessary charges, it is also good to close your old account.