SBI Vs HDFC Bank Vs PNB Vs ICICI Bank FD Interest Rates: There are many saving and investment options in the market like equity, mutual funds, debt, small savings schemes and bank FDs. Fixed Deposit is the easiest way to get a fixed income
SBI Vs HDFC Bank Vs PNB Vs ICICI Bank FD Interest Rates: There are many saving and investment options in the market like equity, mutual funds, debt, small savings schemes and bank FDs. Fixed Deposit is the easiest way to get a fixed income. A fixed return is available in FD (Fixed Deposit).
Here are the FD rates of four banks SBI (SBI Bank), ICICI Bank (ICICI Bank), Punjab National Bank (PNB) and HDFC Bank (HDFC Bank). These rates are available on FDs of less than Rs 2 crore. HDFC Bank is giving the highest interest on FD up to 7.75 percent. ICICI Bank is offering FD rates up to 7.60% per annum. At the same time, PNB is paying interest up to 7.75 per cent annually. SBI is paying a maximum interest of 7.50 per cent.
HDFC Bank FD interest rates
- 7 days to 14 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
- 15 days to 29 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
- 30 days to 45 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
- 46 days to 60 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 61 days to 89 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 90 days to the equivalent of 6 months: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 6 months 1 day to less than 9 months: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent
- 9 months 1 day to less than 1 year: For general public – 6.00 per cent; For Senior Citizen – 6.50 percent
- 1 year to less than 15 months: For general public – 6.60 per cent; For Senior Citizen – 7.10 percent
- 15 months to less than 18 months: For general public – 7.10 per cent; For Senior Citizen – 7.50 percent
- 18 months 1 day to less than 21 months: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 21 months to 2 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 2 Years 11 Months to 35 Months: For General Public – 7.00%; For Senior Citizen – 7.50 percent
- 2 years 11 months 1 day to 4 years 7 months: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- Less than or equal to 4 years 7 months 1 day 5 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 5 years 1 day to 10 years: For general public – 7.00 per cent; For Senior Citizen – 7.75 percent
ICICI Bank FD interest rates
- 7 days to 14 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
- 15 days to 29 days: For general public – 3.00 per cent; For Senior Citizen – 3.50 percent
- 30 days to 45 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
- 46 days to 60 days: For general public – 4.25 per cent; For senior citizens – 4.75 percent
- 61 days to 90 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 91 days to 120 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
- 121 days to 150 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
- 151 days to 184 days: For general public – 4.75 per cent; For senior citizens – 5.25 percent
- 185 days to 210 days: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent
- 211 days to 270 days: For general public – 5.75 per cent; For Senior Citizen – 6.25 percent
- 271 days to 289 days: For general public – 6.00 per cent; For Senior Citizen – 6.50 percent
- 290 days to less than 1 year: For general public – 6.00 per cent; For Senior Citizen – 6.50 percent
- 1 year to 389 days: For general public – 6.70 per cent; For Senior Citizen – 7.20 percent
- 390 days to less than 15 months: For general public – 6.70 per cent; For Senior Citizen – 7.20 percent
- 15 months to less than 18 months: For general public – 7.10 per cent; For Senior Citizen – 7.60 percent
- 18 months to 2 years: For general public – 7.10 per cent; For Senior Citizen – 7.60 percent
- 2 years 1 day to 3 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 3 years 1 day to 5 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- 5 years 1 day to 10 years: For general public – 6.90 per cent; For Senior Citizen – 7.50 percent.
Punjab National Bank FD interest rates
- 7 days to 14 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
- 15 days to 29 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
- 30 days to 45 days: For general public – 3.50 per cent; For Senior Citizen – 4.00 percent
- 46 days to 90 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 91 days to 179 days: For general public – 4.50 per cent; For Senior Citizen – 5.00 percent
- 180 days to 270 days: For general public – 5.50 per cent; For Senior Citizen – 6.00 percent
- 271 days to less than 1 year: For general public – 5.80 per cent; For Senior Citizen – 6.30 percent
- 1 year: For general public – 6.80 per cent; For Senior Citizen – 7.30 percent
- Above 1 year to 443 days: For general public – 6.80 per cent; For Senior Citizen – 7.30 percent
- 444 days: For general public – 7.25 per cent; For Senior Citizen – 7.75 percent
- 445 days to 2 years: For general public – 6.80 per cent; For Senior Citizen – 7.30 percent
- More than 2 years up to 3 years: For general public – 7.00 per cent; For Senior Citizen – 7.50 percent
- Above 3 years to 5 years: For general public – 6.50 per cent; For Senior Citizen – 7.00 percent
- 5 years to more than 10 years: For general public – 6.50 per cent; For Senior Citizen – 7.30 percent
Interest rates on SBI’s normal FD
- 7 days to 45 days FD: Bank is giving 3% interest to general public and 3.50% interest to senior citizens.
- 46 days to 179 days FD: Bank is giving 4.5% interest to general public and 5% interest to senior citizens.
- 180 days to 210 days FD: Bank is giving 5.25% interest to general public and 5.75% interest to senior citizens.
- FD from 211 days to less than 1 year: Bank is giving 5.75% interest to general public and 6.25% interest to senior citizens.
- FD from 1 year to less than 2 years: Bank is giving 6.8% interest to general public and 7.30% interest to senior citizens.
- 2 years to less than 3 years FD: Bank is giving 7% interest to general public and 7.50% interest to senior citizens.
- 3 years to less than 5 years FD: Bank is giving 6.5% interest to general public and 7% interest to senior citizens.
- FDs up to 5 years and 10 years: The bank is giving 6.5% interest to the general public and 7.5% to senior citizens.