Bank FD Rate Change: There is news of work for crores of customers of Punjab & Sind Bank. Punjab & Sind Bank has revised its fixed deposit (FD) interest rates from March 15, 2025. After the RBI reduced the repo rate, most banks are revising the interest rates of Fixed Deposit
Punjab & Sind Bank Fixed Deposit Rate: There is news of work for crores of customers of Punjab & Sind Bank. Punjab & Sind Bank has revised its fixed deposit (FD) interest rates from March 15, 2025. After the RBI reduced the repo rate, most banks are revising the interest rates of Fixed Deposit. Now the name of Punjab & Sind Bank has also been included in this count. After the revision, the bank is offering FDs from 7 days to 10 years. The bank is offering interest ranging from 4.00% to 6.25% on these FDs. The highest interest rate of the bank is 7.50% and this interest is available on non-callable FDs of 555 days.
Revised FD rates of Punjab and Sindh Bank
Punjab and Sindh Bank gives an extra interest of 0.50 percent to senior citizens. Super senior citizens get 0.15 percent more interest in addition to 0.50 percent. Below is the information about the interest being available on all FDs of the bank from March 15, 2025.
New FD Interest Rates
- 7-30 days – 4.00%
- 31-45 days – 4.25%
- 46-120 days – 4.50%
- 121-150 days – 4.75%
- 151-179 days – 6.00%
- 180-269 days – 5.25%
- 270-332 days – 5.50%
- 333 days – 7.20%
- 334 days – 1 year – 5.50%
- 1 year – 6.30%
- 1 year – 443 days – 6.00%
- 444 days – 7.30%
Special FD Interest Rates
- 555 days (non-callable) – 7.50%
- 555 days (callable) – 7.45%
- 556 days – 22 months – 6.00%
- 22 months (PSB Green Earth FD) – 7.00%
- 22 months – 2 years – 6.00%
- 2 years – 776 days – 6.30%
- 777 days – 7.25%
- 778-998 days – 6.30%
- 999 days (callable) – 6.65%
- 999 days (non-callable) – 7.40%
- 1000 days – 3 years – 6.30%
Which is the FD with the highest interest rate?
The bank’s highest interest rate is 7.50%, which is available on 555 days non-callable FD. Apart from this, higher interest rates are also available on 777 days, 999 days (non-callable) and 444 days FDs. If you want safe investment and high returns, then Punjab & Sind Bank’s 555 days FD with 7.50% interest rate can be the best option for you. The public sector bank was established on 24 June 1908. This bank is about 117 years old.
Punjab & Sind Bank revised interest on FD
| Maturity Period | Annual interest rate on FD of Rs 3 crore (effective from January 1, 2025) |
| 7 – 14 days | 4.00 |
| 15 – 30 days | 4.00 |
| 31 – 45 days | 4.25 |
| 46 – 90 days | 4.50 |
| 91 – 120 days | 4.50 |
| 121-150 days | 4.75 |
| 151 – 179 days | 6.00 |
| 180 – 269 days | 5.25 |
| 270 – 332 days | 5.50 |
| 333 days | 7.20 |
| 334 – <1 year | 5.50 |
| 1 year | 6.30 |
| > 1 year – 443 days | 6.00 |
| 444 days | 7.30 |
| 445 days – 554 days | 6.00 |
| 555 days (Callable) | 7.45 |
| 555 days (Non-Callable) | 7.50 |
| 556 days – <22 months | 6.00 |
| 22 Months (PSB Green Earth FD) | 7.00 |
| >22 months -< 2 years | 6.00 |
| 2 years – 776 days | 6.30 |
| 777 days | 7.25 |
| 778 days – 998 days | 6.30 |
| 999 days (Callable) | 6.65 |
| 999 days (Non-callable) | 7.40 |
| 1000 days -< 3 years | 6.30 |
| 3 years -< 44 months | 6.00 |
| 44 Months | 6.75 |
| >44 months – 5 years | 6.00 |
| >5 years -< 66 months | 6.25 |
| 66 Months | 6.45 |
| >66 months – 10 years | 6.25 |
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