Suryoday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank are offering interest up to 8 per cent for senior citizens. These rates are applicable on deposits below Rs 2 crore.
New Delhi. After the increase in the repo rate by the Reserve Bank, the interest rate on bank FDs has started increasing. So all the banks are increasing the FD rates. In this episode, three small banks have come up with special FD plans for senior citizens. Suryoday Small Finance Bank, Jana Small Finance Bank and Ujjivan Small Finance Bank are offering interest up to 8 per cent for senior citizens. These rates are applicable on deposits below Rs 2 crore.
FD rates of Suryoday Small Finance Bank-
7 to 14 days – 3.25 percent, for senior citizens – 3.75 percent
15 to 45 days – 3.25 percent, for senior citizens – 3.75 percent
46 to 90 days – 4.25 percent, for senior citizens – 4.75 percent
91 days to 6 months – 4.25 percent, for senior citizens – 5.25 percent
Above 6 months to 9 months – 5.25 percent, for senior citizens – 5.75 percent
More than 9 months but less than 1 year – 5.75 percent, for senior citizens – 6.25 percent
1 year to 1 year year 6 months – 6.50 percent, for senior citizens – 7.00 percent
Above 2 years to 998 days – 7.00 per cent, for senior citizens – 7.50 per cent
999 days – 7.49 per cent, for senior citizens – 7.99 per cent
1000 days to 3 years – 7.00 percent, for senior citizens – 6.80 percent
Above 3 years but less than 5 years – 6.50 per cent, for senior citizens – 7.00 per cent
5 years – 6.75 percent, for senior citizens – 7.25 percent
5 years and above 10 years – 6.00 per cent, for senior citizens – 6.50 per cent
FD interest rates of Jana Small Finance Bank
7 days to 14 days – 2.50 percent, for senior citizens – 3.30 percent
15 days to 60 days – 3.00 percent, for senior citizens – 3.80 percent
61 days to 90 days – 3.75 per cent, for senior citizens – 4.55 per cent
91 days to 180 days – 4.50 per cent, for senior citizens – 5.30 per cent
181 days to 364 days – 5.50 per cent, for senior citizens – 6.30 per cent
1 year (365 days) – 6.50 percent, for senior citizens – 7.30 percent
1 year and above 2 years – 7.00 percent, for senior citizens – 7.80 percent
2 years and above to less than 3 years – 7.25 per cent, for senior citizens – 8.05 per cent
3 years and above to less than 5 years – 7.25 per cent, for senior citizens – 8.05 per cent
5 years (1825 days) – 7.35 per cent, for senior citizens – 8.15 per cent
5 years and above 10 years – 6.00 per cent, for senior citizens – 6.80 per cent
Ujjivan Small Finance Bank FD Interest Rates
7 days to 29 days – 2.90 percent, for senior citizens – 3.40 percent
30 days to 89 days – 3.50 per cent, for senior citizens – 4.00 per cent
90 days to 179 days – 4.25 per cent, for senior citizens – 4.75 per cent
6 months – 5.00 per cent, for senior citizens – 5.50 per cent
6 months and above to less than 9 months – 4.75 per cent, for senior citizens – 5.25 per cent
9 months – 5.05 per cent, for senior citizens – 5.55 per cent
9 months and above to less than 1 year – 6.50 per cent, for senior citizens – 7.30 per cent
1 year – 6.70 percent, for senior citizens – 7.20 percent
12 months and 1 day to 15 months – 6.00 per cent, for senior citizens – 6.50 per cent
15 months and 1 day to 18 months – 7.00 per cent, for senior citizens – 7.50 per cent
18 months and 1 day to less than 24 months – 6.60 per cent, for senior citizens – 7.10 per cent
24 months – 7.10 percent, for senior citizens – 7.60 percent
990 days – 6.50 percent, for senior citizens – 7.00 percent
991 days to 36 months – 7.20 per cent, for senior citizens – 7.70 per cent
18 months and 1 day to less than 24 months – 6.50 per cent, for senior citizens – 7.00 per cent
36 months and 1 day to 42 months – 6.25 per cent, for senior citizens – 6.75 per cent
42 months and 1 day to 60 months – 7.20 per cent, for senior citizens – 7.70 per cent
60 months and 1 day to 120 months – 6.00 per cent, for senior citizens – 6.50 per cent
