FD Rates: Most people consider investing in fixed deposits to be safe. In this, guaranteed returns are available after a fixed time and there is no risk of losing money. Many public and private sector banks are offering interest ranging from 7.75 percent to 8 percent on FD.
FD Rates : Most everyone considers investing in fixed deposits to be safe. In this, guaranteed returns are available after a fixed time and there is no risk of losing money. Many public and private sector banks are offering interest ranging from 7.75 percent to 8 percent on FD. There are many small finance banks which are offering 9.21 percent interest to the customers. Let us know how much interest the country’s 4 largest banks are offering on FDs of SBI, HDFC Bank, ICICI Bank and Punjab National Bank (PNB).
State Bank of India (SBI) – FD Rates
- 7 days to 45 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 46 days to 179 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 180 days to 210 days: For general public – 5.25 percent; For senior citizens – 5.75 percent
- 211 days to less than 1 year: For general public – 5.75 percent; For senior citizens – 6.25 percent
- 1 year to less than 2 years: For general public – 6.80 percent; For senior citizens – 7.30 percent
- 2 years to less than 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- 3 years to less than 5 years: For general public – 6.50 percent; For senior citizens – 7.00 percent
- From 5 years to 10 years: For general public – 6.50 percent; For senior citizens – 7.50 percent.
HDFC Bank’s revised interest rates (on deposits less than Rs 2 crore):
- 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 61 days to 89 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 90 days to 6 months: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 6 months 1 day to less than 9 months: For general public – 5.75 percent; For senior citizens – 6.25 percent
- 9 months 1 day to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
- 1 year to less than 15 months: For general public – 6.60 percent; For senior citizens – 7.10 percent
- 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.50 percent
- 18 months 1 day to less than 21 months: For general public – 7.25 percent; For senior citizens – 7.75 percent
- 21 months to 2 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
- 2 years 11 months to 35 months: For general public – 7.15 percent; For senior citizens – 7.65 percent
- 2 years 11 months 1 day to less than or equal to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- Less than 3 years 1 day to 4 years 7 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
- 4 years 7 months to 55 months: For general public – 7.20 percent; For senior citizens – 7.70 percent
- 4 years 7 months 1 day to less than or equal to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.75 percent.
Interest rates on deposits less than Rs 2 crore in Punjab National Bank
- 7 days to 14 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 15 days to 29 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 91 days to 179 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 180 days to 270 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
- 271 days to 299 days: For general public – 6.25 percent; For senior citizens – 6.75 percent
- 300 days: For general public – 7.05 percent; For senior citizens – 7.55 percent
- 300 days to less than 1 year: For general public – 6.25 percent; For senior citizens – 6.75 percent
- 1 year: For general public – 6.75 percent; For senior citizens – 7.25 percent
- More than 1 year to 399 days: For general public – 6.80 percent; For senior citizens – 7.30 percent
- 400 days: For general public – 7.25 percent; For senior citizens – 7.75 percent
- 401 days to 2 years: For general public – 6.80 percent; For senior citizens – 7.30 percent
- More than 2 years to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- More than 3 years to 5 years: For general public – 6.50 percent; For senior citizens – 7.00 percent
- 5 years to more than 10 years: For general public – 6.50 percent; For senior citizens – 7.30 percent.
ICICI Bank interest rates on FD less than Rs 2 crore:
- 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
- 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
- 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 91 days to 120 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
- 121 days to 150 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
- 151 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
- 185 days to 210 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
- 211 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
- 271 days to 289 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
- 290 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
- 1 year to 389 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
- 390 days to less than 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
- 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.60 percent
- 18 months to 2 years: For general public – 7.10 percent; For senior citizens – 7.60 percent
- 2 years 1 day to 3 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
- 3 years 1 day to 5 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
- 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent.