If you also have some important work related to the bank, then do not delay in settling them at all. In fact, banks will remain closed for half a month in the next month. In such a situation, before knowing the bank, go through the list of bank holidays.
Reserve Bank of India has released the list of bank holidays for the month of January 2023. According to the list, banks will be closed for 13 days in the month of January.
However, some of these holidays will be state specific i.e. only certain states/regions will have bank holidays on those dates. National Bank Holiday is observed by all the banks across the country.
All bank holidays are classified into four different categories under the Negotiable Instruments Act of 1881. These include Holidays under Negotiable Instruments Act, Banks Closing of Accounts and Real-time Gross Settlement Holidays. Know for which 13 days in January 2023 the bank will remain. This will also include weekend holidays.
Bank holiday list-
Sunday, 1 January 2023: Weekend/New Year – All States
Monday, 2 January 2023: New Year Celebration – Aizawl, Mizoram
Tuesday, January 3, 2023: Imoinu Iratpa – Imphal
Wednesday, 4 January 2023: Gana-Nagai- Imphal
Sunday, January 8, 2023: Weekend – All States
Saturday, January 14, 2023: Second Saturday / Makar Sankranti
Sunday, January 15, 2023: Pongal/Magh Bihu and Weekend
Sunday, January 22, 2023: Weekend – All States
Monday, 23 January 2023: Netaji Subhash Chandra Bose Jayanti
Thursday, 26 January 2023: Republic Day – All States (National Holiday)
Saturday, January 28, 2023: Fourth Saturday – All States
Sunday, 29 January 2023: Weekend – All States
Pay income tax with late fee
Please tell that only a few days are left in the year 2022. Before the start of the new year, complete various tasks related to banking and income tax, otherwise there will be trouble later. The last date for submission of income tax return file for the financial year 2021-22 was 31 July 2022. But the government had increased it to 31 December 2022 with late fees to give relief to the tax payers.
As per section 234F, ITR filing with total income of Rs 5,00,000 and above will attract a penalty of up to Rs 5,000. While taxpayers with income less than Rs 5,00,000 will have to pay Rs 1,000 as penalty.
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