Minimum balance limit: Usually every person opens his account in the bank. In this bank account, they have to maintain a minimum balance. Recently RBI has changed the rules of minimum balance (minimum balance charges). Now bank customers will have to maintain the fixed amount of minimum balance in the account. Let us know in detail the minimum balance limit in SBI, PNB and HDFC Bank.
Mininum balance rules: Every customer fulfills his financial needs through a bank account. There are many rules for transacting from these accounts. One of these rules has also been made regarding minimum balance (minimum balance new rules). Every bank sets different amounts of minimum balance for its customers. If this amount is not maintained, the customer may have to pay additional charges. In such a situation, it is very important that you maintain the minimum balance amount in your bank account. Know the minimum balance limit in the major banks of the country in the news.
This is the limit in State Bank of India-
If we talk about the minimum balance limit in the savings account of the country’s largest government bank i.e. State Bank of India, then it is at least Rs 3000. For information, let us tell you that this limit is for big cities. If you live in a small city, then there you will have to keep a minimum balance of Rs 2000 in the bank account (minimum balance limit in SBI). Along with this, if your account is in a bank in a village, then here you will have to maintain a minimum balance of Rs 1000.
Minimum balance limit in ICICI Bank-
If we look at the amount of minimum balance in ICICI Bank, then in big cities you have to keep a minimum balance amount of Rs 10,000 in ICICI Bank. Apart from this, the minimum balance limit for rural areas (Minimum Balance limit in ICICI) has been fixed at Rs 1000. If we talk about the limit for small cities, then it is Rs 2500.
5 thousand rupees will have to be kept in HDFC Bank-
Talking about the minimum limit in HDFC Bank, in the branch of HDFC Bank situated in big cities, you will have to maintain a minimum balance amount of Rs 10,000. Apart from this, for small cities, this amount will be Rs 5 thousand. Talking about the minimum balance limit in rural areas (Minimum Balance limit in HDFC), it is Rs 2500.
Minimum Balance Limit in Punjab National Bank-
If we talk about the minimum balance limit in the account of Punjab National Bank, then in big cities you will have to maintain a minimum balance amount of Rs 2000 (Minimum Balance limit in PNB). If your bank account is in a rural area bank, then this limit is Rs 1000.
It is important to follow the minimum balance limit because-
If you have opened a savings account in any bank, then it is very important that you maintain the minimum balance amount in these bank accounts. The minimum balance amount for savings account in banks can be different. The minimum balance (penalty on minimum balance) has to be maintained in your savings account according to the bank. If you do not maintain the minimum balance, then in this situation the bank can impose a non-maintenance fine on you. Therefore, it is important to follow the rule of minimum balance limit.
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