Post Office Monthly Income Scheme: If you are planning to invest in any scheme of post office, then this news is for you only. We are going to tell you about the best post office scheme, where you will get a lot of benefit if you invest.
New Delhi. Post Office MIS: If you are thinking of investing money, then we are going to tell a best scheme for this. This scheme is of post office. People have faith in the schemes of the post office. There is no risk of any kind while investing here. We are telling you about the Post Office Monthly Income Scheme. As the name of this scheme is, so is its work. This is a monthly income scheme, through this scheme you can get your money back with full guarantee that too with good interest.
Will get so much rupees every month
In this scheme of post office, an annual interest of 6.6 percent is available. The maturity period of this scheme is 5 years. That is, after 5 years, you will start getting monthly income from the guarantee. If you deposit Rs 4.5 lakh in lump sum, then after 5 years you will get Rs 29700 every year. If you want income every month, then you will earn Rs 2475 per month.
Best scheme for these people
Post Office Monthly Income is a better plan for those investors who want fixed income every month, that too without any risk. Apart from this, if a lump sum amount is received after retirement, then keeping that amount safe, a fixed amount can be earned every month through it. This is a good option if you want regular returns by investing in lump sum instead of installment.
Account will be opened in only 1000 rupees
Under the Post Office Monthly Income Scheme, an account can be opened for only Rs 1000. Anyone above 18 years of age can invest in this scheme. A person can open an account with a maximum of 3 account holders simultaneously.
Open account like this
- For this you need to have a savings account in the post office.
- For this, you should have Aadhar card or passport or voter card or driving license for ID proof.
- You must have 2 passport size photographs.
- Address proof should be an ID card or utility bill issued by the government.
- If all these documents are ready, then by going to the post office, first of all, the form of the Post Office Monthly Income Scheme will have to be filled. You can also download it online.
- By filling the correct details in this form and submitting all the necessary documents, you will be able to easily open an account for this scheme.
- Along with filling the form, the name of the nominee will also have to be given.
- To open this account, initially 1000 rupees have to be deposited through cash or cheque.
