Credit Card New Rule: Big news! There will be big changes in the credit cards of these banks including SBI from April 1, 2025

Credit Card: If you use a credit card of SBI, IDFC First or Axis Bank, then this news is important for you. From April 2025, the reward points and benefits available on some cards of these banks will be reduced. Some cards are also being discontinued. These new changes will come into effect from April 2025

Credit Card: If you use a credit card of SBI, IDFC First or Axis Bank, then this news is important for you. From April 2025, the reward points and benefits available on some cards of these banks will be reduced. Some cards are also being discontinued. These new changes will come into effect from April 2025. If you are a cardholder of SBI, IDFC First or Axis Bank, then plan ahead keeping these changes in mind.

SBI Card: Reduction in reward points

SBI has changed the benefits of its SimplyCLICK SBI Card. Now, if you order food on Swiggy, you will get only 5X reward points instead of 10X. However, you will continue to get 10X rewards on Myntra, BookMyShow and Apollo 24|7 as before.

• The benefits of Air India SBI Credit Card are getting reduced even more.
• Earlier, you used to get 15 points on spending ₹ 100 on Air India ticket booking on Platinum Credit Card, now you will get only 5.
• Earlier, you used to get 30 points on spending ₹ 100 on Signature Credit Card, but now you will get only 10 points.
• People who used these cards for travel will no longer get the same benefits as before.

IDFC First Bank: Club Vistara card will be closed

1. IDFC First Bank has decided to close its Club Vistara Credit Card.
2. After March 31, 2025, the milestone benefits (such as free tickets and upgrade vouchers) available on this card will end.
3. Customers can earn Maharaja Points till March 31, 2026, but after that this card will be completely closed.
4. Club Vistara Silver Membership will also no longer be available.
5. However, those whose card will be renewed after March 31, 2025, will not have any annual fee for one year.

Axis Bank: Big changes on Vistara card

• After the merger of Vistara and Air India, Axis Bank is making major changes in the benefits of its Vistara Credit Card from April 18, 2025.
• Now free airline tickets and Maharaja Club membership will not be available.
• There will be no annual fee after renewal, but the benefits will not be the same as before.
• Lounge access, golf benefits and dining offers will continue to be available from the card as before.
• Now you will not get any reward points on rent payment, wallet loading, electricity-water bills, government services, insurance payment and purchase of jewellery-watches.

What to do?

• If you use these cards for travel and shopping, then now you will have to re-look at your expenses and reward system.
• Take a look at the cards of other banks which can give you better benefits.
• If your card is going to be renewed soon, then first check its new rules.
• People who needed free tickets and more reward points will now have to look for new options.

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