Credit Card – If you also use credit card then this news is for you. Actually, today in this news we are going to tell you about your five rights related to credit card. After knowing these, even the bank people will not be able to trouble you…
Credit Card : You must have seen that people have credit cards, which they use for making payments. Employed people and people doing their own work can get a credit card. There are many benefits of getting a credit card. For example, this comes in handy at the time of need and you can pay the credit card bill later by making the payment at that time. But many times it is seen that people use credit cards, but they face a lot of difficulties in paying their bills
In such a situation, the bankers start harassing the customer through calls or other means for payment. Therefore it becomes important that the credit card customer should also be aware of his rights. So let’s know about this…
Be sure to know these things:-
Bank cannot force-
If for some reason you are not able to pay the credit card bill, then in such a situation the bank cannot threaten you in any way nor speak in abusive language. The bank can simply impose a fine on you and ask you to pay the bill.
No force after coming home-
The biggest problem seen with credit card customers is that the recovery agents of the bank go to people’s homes and insult them and do not shy away from misbehaving. But you should know that the bank cannot do this. The bank can recover its money from you only as per law.
In fraud the bank has to cooperate-
If fraudsters can withdraw money from your credit card or if any other kind of fraud happens to you, then in such a situation the bank has to help you completely. Without thorough investigation, the bank cannot postpone the matter and ask the customer to pay the money. Provided that you have to inform the bank about this within the stipulated time.
You can choose the card as per your choice-
Whenever you get a credit card, keep in mind that the bank cannot forcefully give you any card. If according to you the bank has not given the credit card or has imposed any excessive charge, then you can inform the bank about this and they cannot force you in any way.
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