Daughters Day Celebration: In Bihar-Jharkhand, a song ‘Runki-Jhunki Beti Mangali, Mangali Pandit Damad A Chhathi Maiya …’ is often sung by women on the occasion of Chhath festival. On the occasion of this holy festival of daughter and home, the Vrati family begs for an intelligent daughter and learned son-in-law who will enhance the beauty of the house.
Anyway, daughters are called light of the house. People seek the son-in-law of a rich family to secure the future of this home’s light, but it is not necessary that you can secure the future of your daughter only by taking the son-in-law of the rich family.
The next is September 27, that is Sunday, ‘Datars Day’. If you want, you can also groom your daughter’s future by spending some money on ‘Datars Day’. Both father and daughter can benefit from this. Come, let us know that you can take advantage of these government schemes to give future safety gifts to your daughter on ‘Datars Day’ …
1. Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana is a savings scheme of the government. Currently, Sukanya Samriddhi Yojana is getting 7.6 percent interest annually. Under the Senior Citizen Savings Scheme, the government has a scheme in which investors are getting the highest interest. A minimum of Rs 250 and a maximum of Rs 1.50 lakh can be deposited in a financial year under Sukanya Samriddhi Yojana. A parent can open an account in the name of not more than 2 daughters.
Tenure: Under Sukanya Samriddhi Yojana, parents have to invest only for 14 years, while the maturity period of the account is 21 years. During the remaining 7 years after 14 years, interest will be accrued at 7.6% per annum on the closing balance of 14 years. After 21 years, you will get full amount on maturity. However, if the daughter turns 18, money can be withdrawn from the account in the name of her marriage.
Benefits of tax exemption: Under Sukanya Samriddhi Yojana, tax exemption can be availed under Section 80C of Investment Income Tax Act.
Maximum benefit: Interest rates on Sukanya Samriddhi Yojana have been fixed at 7.6 percent for the current quarter. Suppose if these interest rates remain and for 14 years you invest Rs 12,500 or Rs 1.50 lakh annually (maximum amount) every month. You have to do this for 14 years. In 14 years, this amount will be Rs 37,98,225, according to compounding of 7.6% per annum. After this, for 7 years, this amount will yield 7.6 percent annual compounding. This amount will be around 63,42,589 rupees on 21 years i.e. maturity. That is, you will get 42.5 lakh rupees as interest.
2. Balika Samridhi Yojana
This is another important scheme for daughters, which was started on 15 August 1997 to fulfill the following objectives. The purpose of this scheme launched by the government is to eliminate negative feelings of family and society towards daughters at birth. In addition, it aims to promote the enrollment of girls in schools, increase the marriage age of girls and promote girls’ participation in employment.
Benefits of the scheme: Rs 500 will be given as a gift by the government on the birth of a daughter. Annual scholarship will be given for good education of girls from class one to 10th. People living in both the city and the village will be able to take advantage of this scheme.
Eligibility: The benefits of the Balika Samridhi Yojana will be given to the daughters of families below the poverty line, who were born on or after 15 August 1997. This benefit is limited to only two daughters of a family.
How to apply: To get benefits under this scheme, you have to fill a form, which is available in government hospitals and Anganwadi centers in the city-village area. You have to fill the correct information in the form and along with the daughter’s birth certificate, parents’ identity card and other important documents will have to be submitted.
3. Mukhyamantri Kanya Suraksha Yojana (Bihar)
Mukhyamantri Kanya Suraksha Yojana is a scheme launched by the Bihar government for girls, which aims to improve the sex ratio, prohibit feticide and promote registration of births.
Benefits of the scheme: Bihar government will contribute 2 thousand rupees to the girls in the form of fixed deposits. When the girl turns 18, the girl will be paid the total amount including interest. This benefit is limited to two girls in a family.
Eligibility: It is necessary to be a resident of Bihar. The girl must have been born on or after 22 November 2007. Family should be a BPL card holder.
How to apply: You can download the online application form to get the benefits of the scheme. After this, you have to fill this form according to the instructions given. Important documents like birth certificate of girl child, BPL card, identity card, permanent certificate and identity card of parents may be required along with the application form. For accurate information related to the application, you can contact the Gram Panchayat, Anganwadi, District or Block Health Officer.
4. CBSE Scholarship Scheme
The CBSE Scholarship Scheme is a beneficial scheme for daughters, which is run through the Central Board of Secondary Education, Government of India. This is a scholarship scheme, which was started with the aim of promoting the education of daughters.
Benefits of the scheme: There is a good scholarship scheme for daughters. Under this, a scholarship of Rs 500 will be given to the daughters every month. The main objective of this scheme is to reduce the financial burden of the parents. NRI students of CBSE will also be able to take advantage of this scheme. This scholarship goes for two years only.
Eligibility: Under this scheme, only the family whose only child is a girl child can get the benefit. One who has secured 60 per cent marks in the CBSE class 10 examination and should continue his 11th and 12th studies in CBSE Affiliated School. Whose tuition fee does not exceed 1500 rupees every month. Also, the tuition fee of NRI girl students should be 6 thousand rupees every month.
How to apply:
To get the benefit of this scheme to your daughter, you will have to fill an affidavit form, which will be found on the CBSE website.
The affidavit will have to be duly verified by a first class judicial magistrate / SDM / executive magistrate or notary.
The application form should also be verified by the Principal of the school, from where the student is studying after class 10th to 11th.
Keep in mind that photo copy of affidavit will not be accepted.
After filling and verifying all the information correctly, you will have to send this application form to the CBSE headquarters in Delhi, whose address will be found on the website of the board.
