EPFO New Order: Now this work is necessary to claim pension online. On e-nomination, the nominee will be able to claim online at the time of death of the account holder. Any account holder can nominate only family members for e-nomination.
EPF/EPS e-nomination: Nomination is necessary for Employees Provident Fund (EPF) account holders. Through nomination, the nominee can easily get this fund in case of untimely demise of the subscriber. Therefore it is important that account holders keep their nominee details up-to-date.
For this, e-nomination can be filed. Earlier the process of changing the nominee was a bit lengthy and the process was completed through the employer only. But, now subscribers can change the nominee by visiting the UAN portal of EPFO. If you also want to change the nominee, then the step-by-step process mentioned here can be useful for you.
What are the rules of e-nomination?
According to EPFO, any provident fund account holder can nominate only his family members for e-nomination. However, if the person does not have a family, then he is free to nominate any other person as well. However, the nomination will be canceled if someone else is nominated in case of family. For e-nomination, you will have to upload Aadhaar number, address, date of birth, mobile number, bank account and scanned photograph of the nominee on the portal.
How to do e-nomination?
Members can do e-nomination by logging into their account on EPFO’s ‘Member Service Portal’. For e-nomination, it is necessary that your Universal Account Number (UAN) is activated. Apart from this, it is necessary to have your photo on the member service portal. Apart from this, it is also necessary to link your UAN with Aadhaar. The account can be verified through OTP only when Aadhaar is linked.
What to do to change the nominee?
To complete the process of changing the nominee, your Aadhaar must be linked with EPF. Along with this, your profile picture should also be updated. It is also important to note here that the mobile number linked to your Aadhaar should be active. This is because in this process you will need to do verification through OTP.
1. First of all log on to EPFO’s website epfindia.gov.in.
2. In the ‘Services’ tab, click on the ‘For Employees’ tab from the drop-down menu.
3. Now login with your UAN.
4. In the ‘Manage’ tab, select ‘e-nomination’.
5. Save Permanent and Current Address.
6. To change your family declaration, select ‘Yes’.
7. Enter the nominee details and click on save.
8. Now proceed by clicking on the e-sign icon.
9. Enter your Aadhaar number and OTP received on the registered mobile number.
10. After completing this process, your nomination will now be updated.
Advantages of e-Nomination
On the death of the member, it is easy to get the benefit of PF money, Employee Pension Scheme (EPS) and Employee Deposit Linked Insurance Scheme (EDLI). It also allows the nominee to file claims online.
Money will be stuck if there is no nominee
If the PF account holder does not select his nominee, then his fund may get stuck. Since then till now the process of nomination has not been completed by the account holders. According to EPFO, if an account holder does not add a nominee to his PF account, he will not be able to withdraw his EPF. No claim will be settled. E-nomination has to be done before claiming.
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