EPFO Scheme Certificate: Scheme certificate is very useful for employees who contribute to EPF. This certificate is proof of EPFO member being a member of the pension scheme. Know when and where it is needed.
EPFO Scheme Certificate: People doing private jobs who contribute to EPFO every month should definitely know about the scheme certificate. This certificate is very useful for them. Scheme certificate is issued by EPFO. It contains details of the EPFO member and his family. This certificate is proof of EPFO member being a member of the pension scheme. With the help of scheme certificate, the employee can transfer the pension amount to the new account when he changes his job.
How is this certificate used
The rule says that whenever a PF contributor switches his job, he should get the PF account transferred to the new company. But suppose after switching jobs, his new company is not under the purview of EPF, then in such a case the employee can get the scheme certificate from EPFO. After this, whenever they start contributing to EPFO again, they can re-link their pension account there with the help of scheme certificate.
Understand with an example
Suppose you worked somewhere for 5 years and contributed to EPFO. After this, you worked for two years in a company where PF contribution was not made. Then you switched jobs and joined a company where contribution to EPFO started again. In such a situation, the employee can start his contribution again in the old account through scheme certificate.
Scheme certificate is needed here too
This certificate is also useful for those people whose EPFO membership has been completed for 10 years and they do not intend to work further. In such a situation, they can take scheme certificate. When they become eligible to get pension from EPFO on retirement age, then this certificate will be useful for them. With the help of this, they can claim for pension.
How to get scheme certificate
To get scheme certificate, you need to fill form 10C. You can download this form from EPFO website and after filling it, submit it in the nearest EPFO office. Along with this, you have to submit some documents like date of birth certificate, cancelled cheque, names and details of the children of the employee. In case of death of the employee, death certificate, if the successor is submitting the form then succession certificate and stamp stamp of one rupee value etc. may also have to be submitted.
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