In fact, many banks have introduced card-less Cash Withdrawal at ATMs.
New Delhi: If you know that you have forgotten to bring an ATM debit card when you reach an ATM, there is no need to be discouraged. You can withdraw cash from ATMs even if you don’t have a debit card. In fact, many banks have introduced card-less Cash Withdrawal at ATMs. This facility allows cash to be removed without ATM debit cards. This includes SBI, Bank of Baroda and ICICI Bank. This facility has been introduced by banks, but people still don’t know much about the service. So let’s tell you how this service works and how easy and safe it is to use.
How to withdraw money without ATM debit card
1. First you can find out if your bank gives these cardless facility.
2. If your bank gives this feature, download its app.
3. Download the YONO app if you are a SBI customer.
4. Go to YONO cash option, then click cash on mobile option.
5. If you are a bank of Baroda customers, download the BOB MConnect plus app.
6. Then click ‘card-less cash withdrawal’.
7. Download the iMobile app if there are customers of ICICI Bank
8. Then click ‘card-less cash withdrawal’
9. Then fill in as much cache as you want to remove
10. OK the transaction, then enter the PIN of the banking app
11. The bank will send an OTP to your registered mobile number, which will be for a fixed time
12. Then go to your bank’s ATM
13. Opt for ‘card-less cash withdrawal’ in it
14. Enter your mobile number. Enter OTP received on registered mobile number
15. Enter exactly the amount of cash you filled in the app, the transaction completed
Advantages of Cardless ATM
The biggest advantage is that there is no need to keep a debit card together. This reduces the risk of ATM fraud, ATM cloning. Remember that this cardless cash facility will only be available at your bank’s ATM. You can’t get this facility from another bank’s ATM. Sbi customers cannot avail this facility from ICICI Bank’s ATM.
