FD Interest Rates: If you are planning to invest in FD (Fixed Deposit), then before that you should know the interest rates of different banks. However, it may be difficult for someone to check the interest rates of every bank, hence we are giving you information about the latest interest rates offered by major government and private banks. Read what is the complete news.
FD Interest Rates Comparison. Fixed Deposit (FD) is considered an investment with low risk and guaranteed returns. Almost every family in the country has at least one FD. Nowadays banks are also luring people by changing the interest rates on FD.
In such a situation, it is important for you to know where you are going to get more profit on your investment. In FD of government bank or FD of private bank. Let us know one by one the interest rates available on FDs of all government and private banks. All the interest rate information has been taken from the official website of the bank on 2 December. All the interest rates mentioned here are for deposits less than Rs 2 crore.
FD in Government Bank
| Bank | Duration | General Citizen (Interest per annum) | Senior Citizens (Interest per annum) |
| SBI | More than 2 years but less than 3 years | 7 percent | 7.5 percent |
| SBI | From 5 years to 10 years | 6.5 percent | 7.5 percent |
| PNB | More than 2 years to 3 years | 7 percent | 7.5 percent |
| PNB | More than 5 years to 10 years | 6.5 percent | 7.3 percent |
| BOB | More than 2 years to 3 years | 7.4 percent | 7.9 percent |
| BOB | More than 5 years to 10 years | 6.65 percent | 7.65 percent |
| UCO Bank | More than 2 years to 3 years | 6.30 percent | 6.8 percent |
| UCO Bank | For FD above 5 years | 6.1 percent | 6.6 percent |
FD in Private Banks
| Bank | Duration | General Citizen (Interest per annum) | Senior Citizens (Interest per annum) |
| HDFC Bank | More than 2 years but less than 3 years | 7 percent | 7.5 percent |
| HDFC Bank | From 5 years to 10 years | 7 percent | 7.75 percent |
| ICICI Bank | From 2 years 1 day to 3 years | 7 percent | 7 percent |
| ICICI Bank | From 5 years 1 day to 10 years | 7 percent | 7 percent |
| Axis Bank | More than 2 years but less than 30 months | 7.1 percent | 7.6 percent |
| Axis Bank | For FD from 5 years to 10 years | 7 percent | 7.75 percent |
| Kotak Mahindra Bank | More than 2 years but less than 3 years | 7.1 percent | 7.6 percent |
| Kotak Mahindra Bank | More than 5 years to 10 years | 6.2 percent | 6.7 percent |
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