FD Rates: PNB vs HDFC vs ICICI Bank is giving 7.75% interest on FD, know FD details

FD Rates: For a long time, fixed deposits were an option that offered low interest, but this trend has changed in the last 2 years. Many public and private sector banks are offering interest ranging from 7.75 percent to 8 percent on FD. There are many small finance banks which are offering 9.21 percent interest to the customers.

FD Rates : For a long time, fixed deposit was an option which was offering low interest but this trend has changed in the last 2 years. Many public and private sector banks are offering interest ranging from 7.75 percent to 8 percent on FD. There are many small finance banks which are offering 9.21 percent interest to the customers. These returns have become attractive from May 2022 when RBI started increasing interest rates in the country. Here the FD interest rates of HDFC Bank, ICICI Bank and Punjab National Bank (PNB) have been compared.

HDFC Bank’s revised interest rates (on deposits less than Rs 2 crore):

• 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
• 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
• 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
• 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 61 days to 89 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 90 days to 6 months: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 6 months 1 day to less than 9 months: For general public – 5.75 percent; For senior citizens – 6.25 percent
• 9 months 1 day to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
• 1 year to less than 15 months: For general public – 6.60 percent; For senior citizens – 7.10 percent
• 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.50 percent
• 18 months 1 day to less than 21 months: For general public – 7.25 percent; For senior citizens – 7.75 percent
• 21 months to 2 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
• 2 years 11 months to 35 months: For general public – 7.15 percent; For senior citizens – 7.65 percent
• 2 years 11 months 1 day to less than or equal to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• Less than 3 years 1 day to 4 years 7 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
• 4 years 7 months to 55 months: For general public – 7.20 percent; For senior citizens – 7.70 percent
• 4 years 7 months 1 day to less than or equal to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.75 percent.

Interest rates on deposits less than Rs 2 crore in Punjab National Bank

• 7 days to 14 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
• 15 days to 29 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
• 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
• 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 91 days to 179 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 180 days to 270 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
• 271 days to 299 days: For general public – 6.25 percent; For senior citizens – 6.75 percent
• 300 days: For general public – 7.05 percent; For senior citizens – 7.55 percent
• 300 days to less than 1 year: For general public – 6.25 percent; For senior citizens – 6.75 percent
• 1 year: For general public – 6.75 percent; For senior citizens – 7.25 percent
• More than 1 year to 399 days: For general public – 6.80 percent; For senior citizens – 7.30 percent
• 400 days: For general public – 7.25 percent; For senior citizens – 7.75 percent
• 401 days to 2 years: For general public – 6.80 percent; For senior citizens – 7.30 percent
• More than 2 years to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• More than 3 years to 5 years: For general public – 6.50 percent; For senior citizens – 7.00 percent
• 5 years to more than 10 years: For general public – 6.50 percent; For senior citizens – 7.30 percent.

ICICI Bank interest rates on FD less than Rs 2 crore:

• 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
• 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
• 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
• 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
• 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• 91 days to 120 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
• 121 days to 150 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
• 151 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
• 185 days to 210 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
• 211 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
• 271 days to 289 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
• 290 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
• 1 year to 389 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
• 390 days to less than 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
• 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.60 percent
• 18 months to 2 years: For general public – 7.10 percent; For senior citizens – 7.60 percent
• 2 years 1 day to 3 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
• 3 years 1 day to 5 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
• 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent.

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