A new method of cyber fraud has come to the fore. Money is being extorted from people in the name of giving personal loans and for this the names of big companies are being used.
New Delhi. Fraudsters are finding new ways every day. Since many people do not have work during the Corona period, now they are being robbed on the pretext of giving personal loans. And for giving loans, the names of big companies are used so that people can be easily trapped.
Recently a case has come up in Haryana. Usually the people who fall in the clutches of these thugs are common people like you and us. This time the number was Deepak.
Deepak runs a groceries shop and also supplies groceries to some shops. Since the work in the shops remained very less during the Corona period, he planned to take a loan, so that he could maintain his earnings by increasing the wholesale supply to a few more shopkeepers. But he did not know that this was going to prove to be a nightmare for him.
This is how the ‘game’ of loan started
Deepak searched for loan on google. Opened the first link and submitted by filling your name, place and mobile number in a form open in front. Within a few minutes, Deepak’s phone buzzed. Deepak received the call and the person in front introduced himself as an employee of Bajaj Finance Service.
Greed starts trapping
The caller talked very politely and told Deepak that at present an offer is going on in the company, under which only 5 percent interest will have to be paid annually, that is, take a loan of one lakh and pay interest of Rs 5000 in a year. Obviously this deal seems very attractive at first glance. Then Deepak was told that this scheme will run for only 4 more days, then the interest rates will increase.
Deepak felt that the opportunity should not be missed, so he requested the caller to get a personal loan of Rs 2 lakh issued at the earliest. What more could a thug want? He said, “Sure, I will help you with this. You will have to send photos of some documents, so that we can verify your details, such as Aadhar card, PAN card, bank passbook or 6 months statement etc. And also reminded again that if you send these documents by tomorrow, then after that the loan will come in your bank account in 2 days.
What was then… The next day Deepak shared all his documents on the same mobile number. After 2 hours of getting the document, the thug called and said that your details have been verified. You are now eligible for a loan of Rs 2 lakh.
The ‘real game’ started from here
The thug told Deepak that your documents are correct, but there will be a file processing fee for the loan, which is usually 10 thousand rupees for a loan of 2-5 lakh rupees. Since the offer is going on now, you will have to pay a fee of only Rs 4500. And there is also a security fee of Rs 2000, which will be adjusted in the last installment of your loan. A bank detail was also given to Deepak to deposit Rs 4500.
Assured that all is well
To give full confidence to Deepak, who is getting trapped in the trap, a PDF file was given, which had the logo of Bajaj Finserv and a stamp of Rs 100. Deepak’s name and loan amount were written below. Monthly installment was also recorded and its amount was also recorded. By looking at this document, perhaps anyone will believe that all this is correct. But this is also part of the trap.
Deepak got completely trapped in this trap. He asked for Rs 4500 from a friend and got it deposited in the given bank account. After depositing money in the bank, as soon as Deepak tried to call that thug, the phone started coming off. After the phone was switched off continuously for two days, Deepak could not understand what to do.
On the third day, when Deepak went to the original office of Bajaj Finance in the city itself, he was told that a fraud had happened to him.
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