Under this scheme, any person of 18 to 50 years can take advantage. The only condition for this is that the person should have a bank account.
wo important schemes are being run by the Central Government to take life insurance to the weaker sections of the country. One is Pradhan Mantri Suraksha Bima Yojana (PMSBY) and the other is Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). In both these plans, you can take life insurance up to Rs 2 lakhs at a very low cost. Under these plans, you can get insurance of up to Rs 4 lakh every month at an expense of less than Rs 30 per month if you look at just Rs 342 per annum i.e. month by month.
So let’s know everything about these two schemes…
Pradhan Mantri Suraksha Bima Yojana (PMSBY) Under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) run by the Central Government, you can get accidental insurance of Rs 2 lakh by depositing one rupee every month or only 12 rupees in a year. can do. The Central Government had launched the Pradhan Mantri Suraksha Bima Yojana a few years back at a very nominal premium. The annual premium of PMSBY is only Rs 12. You have to pay this premium at the end of the month of May. This amount is automatically deducted from your bank account on 31st May.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Life insurance plan is made available under PMJJBY. After registration in this scheme, if the person dies due to any disease or accident, then his family gets Rs 2 lakh. This scheme was launched in May 2015. Under this scheme, any person of 18 to 50 years can take advantage. The only condition for this is that that person should have a bank account. Under this scheme, the policyholder has to deposit Rs 330 annually. It will be directly deducted every year from the bank account.
Know from where you can take advantage of it?
Let us tell you that this scheme is run through LIC as well as other private life insurance companies. A person can also take information by visiting his bank, many banks have tie-ups with insurance companies.
