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Good News for IDFC First Bank customers! You will be able to make UPI payment through credit card, know the method of payment

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Good News for IDFC First Bank customers! You will be able to make UPI payment through credit card, know the method of payment

RuPay Credit Card on UPI: If you are a customer of IDFC First Bank then there is good news for you. Now you can link Rupay credit card issued by IDFC First Bank to BHIM app and make UPI payment.

New Delhi. Till now you would usually do small transactions only by linking your bank account with the UPI payment app. Now its scope has increased. Now you can link Rupay credit card issued by IDFC First Bank to BHIM app and use Merchant UPI QR Code at your neighborhood grocery or grocery store. You can make payment by scanning or online with your credit card.


With IDFC First Bank’s Rupay Credit Card, you will be able to make UPI payments in the same way as you do through a bank account. Here the money will be deducted from your Rupay credit card. Let us tell you that now RuPay credit cards of 14 banks are visible live on BHIM app.

How to make UPI payment with IDFC First Bank RuPay Credit Card
Scan the merchant UPI QR code through your UPI enabled third party app
Enter the payment amount.

From the dropdown, select your IDFC First Bank RuPay Credit Card linked to UPI
Enter the 6 digit UPI PIN to authorize the transaction

How to make payment to e-commerce merchant through UPI with IDFC First Bank RuPay Credit Card

Select the UPI-enabled app linked to your credit card as the payment mode on the merchant website/app.

Log in to the UPI-enabled app and select the registered IDFC First Bank RuPay Credit Card from the list of available accounts.

Confirm the payment using your 6 digit UPI PIN.

Payment confirmation will be displayed. Once the payment is complete, you will be redirected to the merchant page.

  • How to link RuPay credit card to BHIM app

    First of all open BHIM app.

  • After this click on linked bank account.
  • Now on clicking +, 2 options appear in Add Account – Bank Account and Credit Card.
  • After clicking on Credit Card, you will get the details of the credit card linked to your mobile number.
  • Now enter the last 6 digits and validity of the credit card.
  • After this enter the OTP received on the mobile.
  • Create UPI PIN. In this way the registration process will be completed.
  • Now scan the merchant UPI QR code, select RuPay Credit Card and enter the UPI PIN to complete the payment.

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