Aadhar card is very useful thing. There is no doubt about it. Don’t think of Aadhar card as a simple card on you. Aadhar card can be needed by a person everywhere. It’s not just a plastic card. But do you know that you can also take a personal loan with Aadhar card. If you do not know about this, then we will tell you how you can take a loan of lakhs of rupees from your Aadhar card.
To avail this personal loan, it is mandatory to have correct information given in your Aadhar card. Only if the information is correct, you can apply for a personal loan through it. No collateral or security is required for personal loan or banks.
How to take loan from Aadhaar
Every bank asks for certain documents for the eligibility of the customer. Aadhar card and PAN card are the most important in this. After this the bank will follow the KYC process. Aadhar card is considered to be the most valid KYC document. You can apply for personal loan in banks online through Aadhar card.
Know the whole process
- From the bank from which you want to take a loan, then go to that bank’s app or its website.
- After that login to the bank’s website or app.
- On the bank’s website, you go to the loan option, there you click on personal loan.
- Here you check whether you are eligible for personal loan or not.
- When the eligibility is confirmed, click on the Apply tab.
- After this the application will appear, in which information about personal, employment and profession will be asked.
- After the completion of the sub-section, the bank will verify the employee details on the phone.
- After this you have to upload a copy of Aadhar card.
- As soon as the bank will verify your Aadhaar information, the loan amount will be credited to your bank account.
- To get this facility, the minimum age of the person has been kept 23 years and maximum 60 years.