New Delhi. The country’s largest public sector bank SBI provides many special facilities to its customers. If you have opened a Jan Dhan account in State Bank of India, then this is news of great benefit to you.
Let us tell you that the bank is giving benefits of up to Rs 2 lakh to its Jan Dhan account holders. This scheme ensures access to financial services, banking savings and deposit accounts, credit, insurance, pension to the economically weaker sections in an affordable manner.
Let us tell you that SBI Rupay Jandhan Card facility is given to Jan Dhan customers by the bank. On this card, the bank is offering customers the facility of accidental insurance cover up to Rs 2 lakh. With the help of Rupay card, you can withdraw money from the account and can also make purchases.
Benefits of Jan Dhan account-
>> Overdraft facility after 6 months
>> Accidental insurance cover up to Rs.2 lakh
>> Life cover up to Rs.30,000, which is available on death of the beneficiary subject to fulfillment of eligibility conditions.
>> Interest is earned on the deposit.
>> Free mobile banking facility is also provided with the account.
>> Rupay debit card is given to the opener of Jan Dhan account from which he can withdraw money from the account or make purchases.
>> It is easy to buy insurance, pension products through Jan Dhan account.
>> If there is a Jan Dhan account, then the account will be opened for pension in schemes like PM Kisan and Shramyogi Maandhan.
>> Facility of money transfer across the country
>> The direct money of the benefits of government schemes comes into the account.
Open account like this
If you want to open your new Jan Dhan account, then you can easily do this work by going to the nearest bank. For this you have to fill a form in the bank. Name, mobile number, bank branch name, applicant’s address, nominee, occupation/employment and annual income and number of dependents, SSA code or ward number, village code or town code etc. will have to be given in it.
There is also an option to transfer
There is also an option to transfer Basic Savings Account to Jan Dhan Yojana account. Those who have Jan Dhan Accouts, they get RuPay PMJDY card from the bank. The sum insured for RuPay PMJDY cards issued on Jan Dhan accounts opened up to August 28, 2018 will be Rs 1 lakh. Accidental cover benefit of up to Rs 2 lakh will be available on RuPay cards issued after August 28, 2018.
