New Delhi. Do you also use UPI payment apps like Google Pay, Paytm, PhonePe? These tools certainly bring convenience to our transaction patterns, but they also have some disadvantages. You all should know about them. By adopting some simple tips, you can keep your money safe, such as not clicking on random links, not answering fraud calls and not sharing important transaction details like PIN number, password with anyone.
Here we are going to tell you some easy tips, with the help of which you can keep them safe while doing UPI transactions. After adopting these tips, you can avoid being a victim of any kind of fraud.
Do not share pin with anyone
This is first and foremost. You should never share your PIN with anyone, whether it is your friend, family member or even more trusted ones. When you share your PIN with anyone, the chances of getting fraud increase. If you think someone has found your PIN, you should change it immediately.
Use strong password
You can protect every electronic device by applying a strong password. You should not only keep a lock on your hardware, but you should also protect payment apps with a strong password. It is generally seen that people keep passwords very easily such as their name, date of birth, mobile number etc. These passwords are very weak and they can be hacked very easily. That’s why you should avoid having such passwords. Your password should always be a combination of letters, numbers, special characters.
Do not click on unverified link
We all often get messages from unverified accounts or phone numbers. These messages contain many such links, which you are tempted to click. Must not have done a s.m.s. Yes, you may also get some mail. So you only have to do one thing – Ignore. Ignore and delete. People who click on such links are victims of fraud, and we can see and read such news every day.
Keep Trusted and Verified Payment Apps Only
Although experts also say that your transaction should be kept very simple. This means that by not keeping more payment apps, only one payment app should be kept. Whatever payment app you keep in your mobile phone, it should be trusted and verified. PhonePe, Google Pay, Paytm etc. are among the trusted apps.