Retirement planning in a government job is easy but if you are doing a job in the private sector, then post-retirement planning is very difficult for you. In such a situation, there are many government schemes through which this work can be made easy. Today we are telling you about a plan of LIC, after investing in which you can get Rs 9250 every month after retirement.
Know about PM Vaya Vandana Yojana
The name of this scheme is PM Vaya Vandana Yojana. Its maturity is in 10 years. Under this, every person whose age is more than 60 years can invest. The best thing about this scheme is that you do not need to do any kind of medical examination or other formalities in it.
In this scheme you have to deposit Rs 15 lakh and under this you are given Rs 9250 as pension every month. If you jointly invest 30 lakh rupees with your wife, then you will get 18500 rupees as pension every month.
The best thing about this scheme is that you can also take a loan against it after three years of its launch. If the policyholder dies in the middle of the plan, his/her nominee gets the total amount. So if you are also working in private sector and want to secure your future then you can invest in this scheme.
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