HDFC Bank FD Interest Rates: The country’s largest private sector bank HDFC Bank has shocked its crores of customers. On the first day of the new financial year, on April 1, 2025, the interest on Fixed Deposit has been reduced. HDFC Bank has reduced the interest rate on FD by 0.20 percent.
HDFC Bank FD Interest Rates: The country’s largest private sector bank HDFC Bank has shocked its crores of customers. On the first day of the new financial year, on April 1, 2025, the interest on Fixed Deposit has been reduced. HDFC Bank has reduced the interest rate on FD by 0.20 percent. The Reserve Bank of India (RBI) had reduced the repo rate in its last monetary policy meeting. Now in the meeting to be held in April this month, once again it is expected that RBI can reduce the repo rate.
HDFC Bank reduced interest on FD
After RBI reduced the repo rate, most banks are reducing the interest rate on FD. Now HDFC Bank has also joined this count. The bank has reduced the interest rate on FDs of 2 years and above by 20 basis points i.e. 0.20 percent. The bank is offering FDs from 7 days to 10 years. These new rates have come into effect from today, April 1, 2025.
HDFC Bank interest rates on FDs up to Rs 3 crore
- 7 days to 14 days: For general public – 3 percent; For senior citizens – 3.50 percent
- 15 days to 29 days: For general public – 3 percent; For senior citizens – 3.50 percent
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4 percent
- 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
- 61 days to 89 days: For general public – 4.50 percent; For senior citizens – 5 per cent
- 90 days to 6 months: For general public – 4.50 per cent; For senior citizens – 5 per cent
- 6 months 1 day to less than 9 months: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
- 9 months 1 day to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
- 1 year to less than 15 months: For general public – 6.60 per cent; For senior citizens – 7.10 per cent
- 15 months to less than 18 months: For general public – 7.10 per cent; For senior citizens – 7.60 per cent
- 18 months 1 day to less than 21 months: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
- 21 months to 2 years: General public – 7.00 per cent; Senior citizens – 7.50 per cent
- 2 years 1 day and less than 2 years 11 months: General public – 7.00 per cent; Senior citizens – 7.50 per cent
- 2 years 11 months 1 day and up to 35 months – 7.00 per cent; Senior citizens – 7.50 per cent
- 2 years 11 months 1 day and up to 3 years – 7.00 per cent; Senior citizens – 7.50 per cent
- 3 years 1 day to 4 years 7 months – 7.00 per cent; Senior citizens – 7.50 per cent
- 4 years 7 months to 55 months – 7.00 per cent; For senior citizens – 7.50 percent
- 4 years 7 months 1 day to less than 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- 5 years to 10 years: For general public – 7.00 percent; For senior citizens – 7.50 percent