HDFC Bank FD Rates: From April 1, the country’s leading private company HDFC Bank has decided to cut the FD interest rate. Which can affect crores of customers. With the reduction in FD interest rate, now you will get less interest on keeping money. Let’s check the new interest rates of HDFC Bank FD.
HDFC Bank FD Rates: The new financial year 2025-26 has come into effect from April 1, 2025. Many big changes are going to happen across the country from today. At such a time, HDFC Bank has decided to cut the FD interest rate. Now you will get less interest on keeping money in the bank.
According to the information received from the bank’s website, the bank has cut interest rates by 0.20 percent. The bank has taken this decision before the RBI monetary policy meeting. This time RBI is going to hold a monetary policy meeting between 7 and 9 April. If Bank of America (BofA) is to be believed, RBI can cut the repo rate once again.
HDFC’s new interest rate
The impact of RBI’s repo rate can also be seen on the bank’s FD interest rate. RBI can take many financial related decisions including repo rate in its meeting.
But before this, HDFC Bank has shocked crores of customers.
According to the information received from the bank’s website, the interest rate of FDs of 2 years and more has been reduced. The bank has reduced its interest rate by 0.20 percent.
HDFC Bank interest rates on FDs up to Rs 3 crore
- 7 days to 14 days: For general public – 3 per cent; For senior citizens – 3.50 per cent
- 15 days to 29 days: For general public – 3 per cent; For senior citizens – 3.50 per cent
- 30 days to 45 days: For general public – 3.50 per cent; For senior citizens – 4 per cent
- 46 days to 60 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 61 days to 89 days: For general public – 4.50 per cent; For senior citizens – 5 per cent
- 90 days to 6 months: For general public – 4.50 per cent; For senior citizens – 5 per cent
- 6 months 1 day to less than 9 months: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
- 9 months 1 day to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
- 1 year to less than 15 months: For general public – 6.60 per cent; For senior citizens – 7.10 per cent
- 15 months to less than 18 months: For general public – 7.10 per cent; For senior citizens – 7.60 per cent
- 18 months 1 day to less than 21 months: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
- 21 months to 2 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
- 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For Senior Citizens – 7.50 percent
- 2 years 11 months 1 day and upto 35 months – 7.00 percent; For Senior Citizens – 7.50 percent
- 2 years 11 months 1 day and upto 3 years – 7.00 percent; For Senior Citizens – 7.50 percent
- 3 years 1 day to 4 years 7 months – 7.00 percent; For Senior Citizens – 7.50 percent
- 4 years 7 months to 55 months – 7.00 percent; For Senior Citizens – 7.50 percent
- 4 years 7 months 1 day to less than 5 years: For General Public – 7.00 percent; For Senior Citizens – 7.50 percent
- 5 years to 10 years: For General Public – 7.00 percent; For Senior Citizens – 7.50 percent
