Now, sitting at home, you can open your account in HDFC Bank and also take a loan.
Private sector big bank HDFC has launched a new service Video KYC on Thursday. For the convenience of its customers, the bank has launched a new service of Video KYC, with the help of which customers will now be able to open their account in HDFC Bank from home and can easily take loans. Through this, customers will securely get their KYC (Know Your Customer) required for online bank account (Savings Accounts), Corporate Salary Accounts or Personal Loans.
For this you will not need to go to the bank branch and online work will be done from home in minutes. The bank has started this service completely after a successful pilot project. As per RBI guidelines, Video KYC is similar to the full KYC of the customer and after that the customer can take all Financial and Banking products. This service will be available from 10 am to 6 pm on working days. The video KYC process is online, fast and secure. It is paperless and contactless.
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It records the interaction between the bank’s officer and the customer. Let us tell you that KYC is an identification process conducted by RBI, with the help of which banks and other financial institutions get to know their customer well. Know your customer ie KYC. Banks and financial companies fill the form for this and take some proof of identity with it. To avail the video KYC service, you must have a smartphone, which has better internet connectivity.
Keep these documents ready for Video KYC
– Complete Aadhaar OTP-based e-KYC in bank application.
– You must have an original copy of PAN card with you.
– It is necessary to be present in India while getting the video KYC done.
– Must have a Smartphone with good data connectivity.
– After the customer completes their Aadhaar eKYC through the bank’s website or the Insta Account opening app on the Playstore, it is linked to the bank official, who completes the process of Video KYC.
Video What will banks do during KYC?
– The bank verifies the customer’s information.
In addition, the bank officials take photographs of the customer.
– Photographs the customer’s pancard.
– Video KYC audio-video chat is verified before the account is activated.
