If you also load money in e-wallet every day, then HDFC Bank Millennia Debit Card can prove to be a great card for you.
New Delhi. Most of the debit or credit cards in the country do not offer any or very little reward points/cashback for loading money into e-wallets (Paytm, Mobikwik, Freecharge, Phonepe, Amazon Pay etc.). At the same time, 1 percent cashback point is also available for loading money in any e-wallet through HDFC Bank Millennia Debit Card.
Card Features
>> 1 percent cashback point on all offline spends and wallet reloads.
>>Can get cashback up to maximum Rs.4800 every year.
>> Get 5% Cashback Points on Spending through PayZapp and SmartBuy.
>> Get 2.5 percent cashback point on all online spends.
>> Through this card you can access domestic airport lounge four times in a year.
>> Accidental insurance coverage up to Rs 10 lakh is available on this card.
Cashback Points
>> Cashback points can be earned for transactions above Rs.400.
>> Maximum 400 cashback points can be earned per card per month.
>> Cashback points can be redeemed in multiples of 400 through NetBanking. Meaning you can redeem only cashback points like 400, 800, 1200, 1600, 2000, 2400 etc.
>> Cashback point is available after 90 days of doing the transaction.
>> Cashback point to be redeemed within one year. Your cashback point lapses after one year.
>> No cashback points are available for insurance premium payment, credit card payment, fuel, jewelery and other business service transactions using HDFC Bank Millennia Debit Card.
How to Redeem Cashback Points
>> Login to HDFC Bank NetBanking.
>> After this you have to go to the Cards section.
>> After this Debit Cards will have to be selected.
>> Now click on Enquire. Then go to CashBack Inquiry and Redemption and select Account Number.
>> Now by clicking on Continue, the cashback point has to be entered in the multiple of 400. After redeeming these amounts are credited to your HDFC savings account. Here the value of one cashback point is equal to one rupee.
Card Charges
>> The annual fee of this card is Rs.500 (excluding tax).
Card Limit
>> Through this card you can withdraw up to 50 thousand rupees from ATM in a day.
>> Domestic shopping up to Rs 3.5 lakh can be done through this card in a day.
>> You can do international shopping up to Rs 1 lakh through this card in a day.
