HDFC Bank UPI RuPay Credit Card: This card will not be issued in physical form. Will be issued in this virtual form. This credit card will be based on NPCI’s RuPay network.
New Delhi. Transaction through Unified Payment Interface (UPI) has increased very fast in the country. Through this facility, you can send money to anyone anytime and from anywhere within a few seconds. Although earlier the facility of UPI payment was available only through bank account. Now UPI payment can also be made through Rupay Credit Card.
In this series, private sector HDFC Bank (HDFC Bank) has launched HDFC Bank UPI RuPay Credit Card, a special credit card for making UPI payments. You can make UPI payments by linking this credit card to selected UPI apps like BHIM, Paytm, PhonePe, Freecharge, PayZapp, Mobikwik.
This card will not be issued in physical form. Will be issued in this virtual form. This credit card will be based on NPCI’s RuPay network. This card can be used on all online websites that accept Rupay cards.
HDFC Bank UPI RuPay Credit Card Card Features
- Through this credit card, you will get 3 percent cash points (reward rate – 0.75 percent) on spending on grocery, supermarket, dining and PayZapp. In this category, you can earn a maximum of 500 cash points in a month.
- You will get 2% cash points (reward rate – 0.50%) on making utility payments through this credit card. In this category also, you can earn a maximum of 500 cash points in a month.
- Apart from this, you will get 1 percent cash point (reward rate – 0.25 percent) on other categories. In this category also, you can earn a maximum of 500 cash points in a month.
- No cashback will be available on rent payment, wallet load, EMI transaction, fuel and government category.
HDFC Bank UPI RuPay Credit Card Charges
>> The joining fee of this card is Rs.250.
>> The renewal membership fee of this card is Rs.250. However, the renewal fee is waived off after spending Rs 25,000 in a year.
Rupay Credit Card on UPI facility started in the year 2022
Let us tell you that Rupay Credit Card on UPI facility was started last year. Now you will be able to pay by credit card by scanning at the neighborhood shop. However, through RuPay Credit Card, you can pay only by scanning the Merchant UPI QR Code. Can’t make P2P payments.
Customers of 8 banks are getting the facility of making UPI payments through credit cards.
Rupay credit from 8 banks has gone live on select UPI apps like BHIM, Paytm, PhonePe, PayZapp, Freecharge, Mobikwik. In future, you will be able to link your RuPay Credit Card with other UPI apps as well.
Currently, Kotak Mahindra Bank, Axis Bank, Bank of Baroda, HDFC Bank, Punjab National Bank, Union Bank of India, Indian Bank and Canara Bank Rupay credit card holders can link their cards to select UPI apps.
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