HDFC Bank once again reduced interest on FD, check interest rate

HDFC Bank FD: The country’s largest private sector bank HDFC Bank has once again shocked its crores of customers. The bank has once again reduced the interest rate on FD. These new rates have come into effect from 19 April. Earlier, the bank had reduced the interest rates on FD on 1 April 2025

HDFC Bank FD: The country’s largest private sector bank HDFC Bank has once again shocked its crores of customers. The bank has once again reduced the interest rate on FD. These new rates have come into effect from 19 April. Earlier, the bank had reduced the interest rates on FD on 1 April 2025. The bank has reduced the interest rates on some of its FDs by up to 0.50 percent. After the Reserve Bank of India (RBI) reduced the repo rate, banks are reducing interest rates on FD.

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HDFC Bank’s interest rates on FDs up to Rs 3 crore

• 7 days to 14 days: For general public – 3 percent; For senior citizens – 3.50 per cent
• 15 days to 29 days: General public – 3 per cent; Senior citizens – 3.50 per cent
• 30 days to 45 days: General public – 3.50 per cent; Senior citizens – 4 per cent
• 46 days to 60 days: General public – 4.50 per cent; Senior citizens – 5.00 per cent
• 61 days to 89 days: General public – 4.50 per cent; Senior citizens – 5 per cent
• 90 days to 6 months: General public – 4.50 per cent; Senior citizens – 5 per cent
• 6 months 1 day to less than 9 months: General public – 5.75 per cent; Senior citizens – 6.25 per cent
• 9 months 1 day to less than 1 year: General public – 6.00 per cent; For senior citizens – 6.50 per cent
• 1 year to less than 15 months: General public – 6.60 per cent; Senior citizens – 7.10 per cent
• 15 months to less than 18 months: General public – 7.05 per cent; Senior citizens – 7.55 per cent
• 18 months 1 day to less than 21 months: General public – 7.05 per cent; Senior citizens – 7.55 per cent
• 21 months to 2 years: General public – 6.70 per cent; Senior citizens – 7.20 per cent
• 2 years 1 day to less than 2 years 11 months: General public – 6.90 per cent; Senior citizens – 7.40 per cent
• 2 years 11 months 1 day and up to 35 months – 6.90 per cent; For senior citizens – 7.40 percent
• 2 years 11 months 1 day and upto 3 years – 6.75 percent; For senior citizens – 7.25 percent
• 3 years 1 day to 4 years 7 months – 6.75 percent; For senior citizens – 7.25 percent
• 4 years 7 months to 55 months – 6.75 percent; For senior citizens – 7.25 percent
• 4 years 7 months 1 day to less than 5 years: For general public – 6.75 percent; For senior citizens – 7.25 percent
• 5 years to 10 years: For general public – 6.50 percent; For senior citizens – 7.00 percent

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