HDFC Vs ICICI Vs SBI FD Rates: Banks also reduced FD rates, know the new rates of HDFC, ICICI and SBI

HDFC Bank Vs ICICI Bank Vs SBI FD Rates: After the Reserve Bank of India (RBI) cut the repo rate for the second consecutive time, now the country’s big banks are also engaged in reducing the interest rates on deposits and loans.

HDFC Bank Vs ICICI Bank Vs SBI FD Rates: After the Reserve Bank of India (RBI) cut the repo rate for the second consecutive time, now the country’s big banks are also engaged in cutting the interest rates on deposits and loans. Major banks like HDFC Bank, Yes Bank and Bank of India have changed their fixed deposit (FD) interest rates. Meanwhile, comparison has started among customers regarding the difference in FD rates of HDFC Bank, ICICI Bank and State Bank of India (SBI).

HDFC Bank, which is the country’s largest private sector bank. The bank is giving a maximum of 7.75 percent annual interest on FDs of less than Rs 3 crore. This rate depends on the investment period and the age of the investor i.e. senior citizen or general customer. At the same time, ICICI Bank is giving interest up to 7.85 percent, while the maximum FD rate of SBI is 7.50 percent. These rates are applicable from April 1, 2025.

HDFC Bank FD interest rate – FDs less than Rs 3 crore (effective from April 1)

• 7 days to 14 days: For general public – 3.00%; For senior citizens – 3.50%
• 15 days to 29 days: For general public – 3.00%; For senior citizens – 3.50%
• 30 days to 45 days: For general public – 3.50%; For senior citizens – 4.00%
• 46 days to 60 days: For general public – 4.50%; For senior citizens – 5.00%
• 61 days to 89 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
• Less than 90 days to 6 months: For general public – 4.50%; For senior citizens – 5.00%
• 6 months 1 day to less than 9 months: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
• 9 months 1 day to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
• Less than 1 year to 15 months: For general public – 6.60 percent; For senior citizens – 7.10 percent
• 15 months to less than 18 months: For general public – 7.10 per cent; For senior citizens – 7.60 per cent
• 18 months to less than 21 months: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
• 21 months to 2 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
• 2 years 11 months to 35 months: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 2 years 11 months 1 day to less than or equal to 3 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
• 3 years 1 day to less than 4 years 7 months: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
• 4 years 7 months to 55 months: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 4 years 7 months 1 day to less than or equal to 5 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent
• 5 years 1 day to 10 years: For general public – 7.00 per cent; For senior citizens – 7.50 per cent.

SBI Bank FD interest rate – FDs less than Rs 3 crore (effective from April 15)

• 7 days to 45 days: For general public – 3.50%; For senior citizens – 4.00%
• 46 days to 179 days: For general public – 5.50 percent; For senior citizens – 6.00 percent
• 180 days to 210 days: For general public – 6.25 percent; For senior citizens – 6.75 percent
• 211 days to less than 1 year: For general public – 6.50 percent; For senior citizens – 7.00 percent
• 1 year to less than 2 years: For general public – 6.70 percent; For senior citizens – 7.20 percent
• 2 years to less than 3 years: For general public – 6.90 percent; For senior citizens – 7.40 percent
• 3 years to less than 5 years: For general public – 6.75%; For senior citizens – 7.25%
• 5 years to 10 years: For general public – 6.50 per cent; For senior citizens – 7.50 per cent (including 50 bps premium for ‘SBI We Care’ plan).

ICICI Bank FD interest rate – For FDs less than Rs 3 crore (effective from April 11)

• 7 days to 29 days: For general public – 3.00%; For senior citizens – 3.50%
• 30 days to 45 days: For general public – 3.50%; For senior citizens – 4.00%
• 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
• 61 days to 90 days: For general public – 4.50%; For senior citizens – 5.00%
• 91 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
• 185 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
• 271 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
• Less than 1 year to 15 months: For general public – 6.70 per cent; For senior citizens – 7.20 per cent
• 15 months to less than 18 months: For general public – 7.25 per cent; For senior citizens – 7.85 per cent
• 18 months to 2 years: For general public – 7.25 per cent; For senior citizens – 7.75 per cent
• 2 years 1 day to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
• 5 years 1 day to 10 years: For general public – 6.90 percent; For senior citizens – 7.40 percent
• 5 Years (Tax Saver FD): For general public – 7.00 per cent; For senior citizens – 7.50 per cent.

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