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Home Personal Finance Highest Bank FD Rates: Big news! Not SBI, these banks are giving...

Highest Bank FD Rates: Big news! Not SBI, these banks are giving more interest on FD, check interest rate

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FD Rates: Banks are offering 8.75% interest on one-year FD, check details

FD Rates: FD rates of HDFC Bank, ICICI Bank and State Bank of India (SBI) have been compared to see where you are getting more money i.e. interest. HDFC Bank is offering 7.75 per cent interest on FD, ICICI Bank is offering 7.60 per cent per annum and SBI is offering 7.50 per cent per annum.


Senior citizens consider it safest to invest their money in FD after retirement. Apart from keeping the money safe in FD, returns are also good. Earlier it was believed that FD could not beat inflation but now it is not so. Banks are offering 7.75 percent interest on FD. This is the reason why bank FD has become more attractive than before. Here the FD rates of HDFC Bank, ICICI Bank and State Bank of India (SBI) have been compared to see where you are getting more money i.e. interest. HDFC Bank is offering 7.75 per cent interest on FD, ICICI Bank is offering 7.60 per cent per annum and SBI is offering 7.50 per cent per annum.

HDFC Bank’s revised rates (interest on FD less than Rs 2 crore)

  • 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
  • 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
  • 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
  • 46 days to 60 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
  • 61 days to 89 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
  • 90 days to 6 months: For general public – 4.50 percent; For senior citizens – 5.00 percent
  • 6 months 1 day to less than 9 months: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 9 months 1 day to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
  • 1 year to less than 15 months: For general public – 6.60 percent; For senior citizens – 7.10 percent
  • 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.50 percent
  • 18 months 1 day to less than 21 months: For general public – 7.25 percent; For senior citizens – 7.75 percent
  • 21 months to 2 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
  • 2 years 1 day to less than 2 years 11 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
  • 2 years 11 months to 35 months: For general public – 7.15 percent; For senior citizens – 7.65 percent
  • 2 years 11 months 1 day to less than or equal to 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
  • Less than 3 years 1 day to 4 years 7 months: For general public – 7.00 per cent; For senior citizens – 7.50 percent
  • 4 years 7 months to 55 months: For general public – 7.20 percent; For senior citizens – 7.70 percent
  • 4 years 7 months 1 day to less than or equal to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
  • 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.75 percent.

Revised FD rates of State Bank of India (on FD less than Rs 2 crore)

  • 7 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
  • 46 days to 179 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
  • 180 days to 210 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 211 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
  • 1 year to less than 2 years: For general public – 6.80 percent; For senior citizens – 7.30 percent
  • 2 years to less than 3 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
  • 3 years to less than 5 years: For general public – 6.75 percent; For senior citizens – 7.25 percent
  • From 5 years to 10 years: For general public – 6.50 percent; For senior citizens – 7.50 percent.

ICICI Bank interest rates on FD less than Rs 2 crore:

  • 7 days to 14 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
  • 15 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
  • 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 percent
  • 46 days to 60 days: For general public – 4.25 percent; For senior citizens – 4.75 percent
  • 61 days to 90 days: For general public – 4.50 percent; For senior citizens – 5.00 percent
  • 91 days to 120 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
  • 121 days to 150 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
  • 151 days to 184 days: For general public – 4.75 percent; For senior citizens – 5.25 percent
  • 185 days to 210 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 211 days to 270 days: For general public – 5.75 percent; For senior citizens – 6.25 percent
  • 271 days to 289 days: For general public – 6.00 percent; For senior citizens – 6.50 percent
  • 290 days to less than 1 year: For general public – 6.00 percent; For senior citizens – 6.50 percent
  • 1 year to 389 days: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 390 days to less than 15 months: For general public – 6.70 percent; For senior citizens – 7.20 percent
  • 15 months to less than 18 months: For general public – 7.10 percent; For senior citizens – 7.60 percent
  • 18 months to 2 years: For general public – 7.10 percent; For senior citizens – 7.60 percent
  • 2 years 1 day to 3 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
  • 3 years 1 day to 5 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent
  • 5 years 1 day to 10 years: For General Public – 7.00 per cent; For senior citizens – 7.50 percent.

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