Highest FD Rates 2025- Fixed deposit is a traditional investment platform. In our country, people have been choosing FD for savings for a long time. Because it gives guaranteed returns. Along with this, there is no fear of stock market fluctuations in FD. Let us know which banks are offering the highest interest in 1 year FD.
Fixed deposit is also called FD. Our portfolio should always be a mix of both secure and unsecured investment platforms. Only then can a thick fund be created. Along with this, the benefit of guaranteed returns is also available.
FD will be a good option as a safe investment platform. Usually all banks offer the same return according to the duration of FD. There is a slight difference in them. But this slight difference can be a big amount.
For example, the other bank is giving 0.50 percent more return than the bank chosen by Ram. In this, the investment amount is Rs 1 lakh and the investment period is considered to be 1 year. So Ram will lose Rs 5000 by taking less interest.
So whenever you think of investing in FD, check the FD rates of all the banks.
Which bank is giving the highest return?
- Kotak Mahindra Bank- The country’s leading private bank is giving more return than all the banks mentioned below in 1 year FD. This bank is offering 7.1 percent interest on 1 year FD.
- Federal Bank- This bank is giving up to 7 percent return on 1 year FD. You can also invest here.
- Bank of Baroda- This private bank is offering 6.85 percent interest on 1 year FD. Which is 0.05 percent more than Union Bank.
- Union Bank of India- Union Bank of India also offers up to 6.8 percent interest on 1 year FD.
- SBI and ICICI Bank- Both these banks are offering up to 6.7 percent interest on 1 year FD.
- HDFC Bank- HDFC Bank is offering the lowest interest rate among all the banks mentioned above. This bank gives 6.6 percent return on 1 year FD.
Where to invest other than FD?
Apart from FD, you can also invest in many schemes offered by the post office. For example, in the Senior Citizen Scheme, you get much higher returns than FD. It gives more than 8 percent return. However, the age to invest in it should be 60 years or more.
Apart from this, if you can take a little risk, then mutual funds will also be a better option.
