You have to make the death insurance claim offline only. The entire process is done offline and in-person only. Along with this, you will also have to take the signature of the policyholder’s insurance agent or development officer.
LIC Death Insurance Claim: If you are the nominee of a LIC (Life Insurance Corporation) policyholder, or you yourself are the policyholder and have made any member of your family as your nominee, then you or your nominee should know the process of insurance claim. should. After the death of the policyholder, his/her nominee can claim the policy fund. LIC gets some paperwork done by the nominee for this. It also has some rules and regulations, about which we are giving you information here.
First few important things
The most important thing to know is that you have to make the death insurance claim offline only. The entire process is done offline and in-person only. Along with this, you will also have to take the signature of the policyholder’s insurance agent or development officer.
What documents are needed
– Original death certificate of the policyholder
– Original bond of the policy
– PAN card and ID proof of the nominee
– ID proof of the policyholder
– Signature of the policyholder’s insurance agent or development officer on the death insurance claim form.
– The nominee will also have to submit a copy of the canceled check or a copy of the bank passbook, which should have full details of his name, account number and IFSC code.
How to file claim
To file a claim, the nominee has to first visit the home branch of the policyholder from where he/she would have taken the policy. Here he will have to inform about the death. After this, he will be given to fill the form 3783, form 3801 and NEFT form at the branch. You will have to fill your bank details correctly in the NEFT form, LIC will transfer funds to this account.
Along with this, original death certificate of the policyholder, original policy bond, PAN card of the nominee, Aadhar card of the nominee, voter ID, driving license or passport and any ID proof of the policyholder will also have to be submitted. All the documents should be self-assessed.
An intimation letter will also be submitted along with all the forms and documents. This will be a cover letter, on which information about where the policyholder has died, how it happened, etc. will have to be given.
The nominee has to submit a canceled cheque, or bank passbook along with the NEFT form. If the photocopy of the bank passbook is not given, the documents will not be accepted.
All the documents will be submitted in the photocopy form only, but the nominee will also have to keep the original copy of all the documents with him during this time. Branch officials will mail the copy from the original. They may also ask for some other documents from you, so be ready for that too.
After verifying the documents, you will be given an acknowledgment slip, keep it safe.
The policy money should be credited to the nominee’s account within one month of the completion of the entire process. If it does not come, then you can inquire by visiting the LIC branch.
