How to open Jandhan Account: There have been many major changes in Banking after the attack of Coronavirus. Among them, Jandhan account holders have been the biggest beneficiaries. However, ordinary bank customers can also change their account to Jandhan Khate (How to convert Bank Account into Jandhan Account) and can take these benefits. Apart from this, if you want to open a Jan Dhan account, it is quite easy. It can be opened by going to any government bank near the house. The special thing is that even if you do not have any important document like Pan Card, aadhaar, this account will be opened.
These facilities are available in Jan Dhan accounts
How to Convert Bank Account in Jandhan Account: You get many types of facilities in Zero Balance Jan Dhan accounts. In these, you get an overdraft facility as well as RuPay debit card. On this card, you also get the benefit of Rs 2 lakh Accident Insurance Free. If you want to take a checkbook, then you have to keep in mind that you always have to keep some amount in your account. If you do not do this then you may have trouble getting the checkbook. Life cover up to Rs 30,000, which is available on completion of eligibility conditions on the death of the beneficiary.
Change Savings Account to Jan Dhan Account
It is very easy to convert any old savings bank account into Jan Dhan account.
Go to the bank branch first.
Fill a form there and apply for a RuPay card against your account.
Submit it to the bank after filling the form.
After this your account will be converted into Jan Dhan account.
Also Read: BSNL’s Dhansu data plans starting at Rs 16, getting up to 70GB of data and long validity benefits
What is the rule
- RBI has prepared guidelines for Jan Dhan accounts. According to this, if a citizen does not have any official document including Voter id card, Pan, Aadhaar, he can still open an account.
- In order to open an account by visiting a nearby bank branch, self-attested photographs will have to be given in the presence of the bank officer.
- Photo must have sign or thumbprint. Then the banker opens the account.
Then, to keep the account running, any valid document has to be made and deposited in the bank within 12 months, after which this account will continue to operate.
Valid document
Aadhaar card
Pan card
Voter id
Driving license
Passport
Nrega Job card
