ICICI Bank: There is big news for the customers of ICICI Bank. Crores of customers of ICICI Bank will not be able to use the service of the bank for two days. The bank has already informed all its customers about this
ICICI Bank: There is big news for the customers of ICICI Bank. Crores of customers of ICICI Bank will not be able to use the service of the bank for two days. The bank has already informed all its customers about this. ICICI Bank will carry out pre-scheduled maintenance work in the bank from 11:55 pm on 14 December 2024 to 6:00 am on 15 December 2024. During this time, the RTGS i.e. Real Time Gross Settlement Service of the bank will be affected. The customers of the bank will not be able to use the service of RTGS during this time.
ICICI Bank customers can use this service during this time
ICICI Bank customers can use NEFT, IMPS and UPI services during this time through iMobile app or internet banking.
What is RTGS?
RTGS is an electronic fund transfer method that provides real-time and instant settlement of large payments between bank accounts.
What are the bank’s RTGS charges?
There will be no charge on RTGS transactions done online through Internet Banking, iMobile Pay, Pockets app.
₹20 + GST will be charged on RTGS transactions from ₹2 lakh to ₹5 lakh from the bank branch.
₹45 + GST will be charged on transactions from ₹5 lakh to ₹10 lakh. Customers are advised to complete their required RTGS transactions before this deadline.
Interest rate on ICICI Bank FD – FD up to Rs 3 crore
- 7 days to 29 days: For general public – 3.00 percent; For senior citizens – 3.50 percent
- 30 days to 45 days: For general public – 3.50 percent; For senior citizens – 4.00 per cent
- 46 days to 60 days: For general public – 4.25 per cent; For senior citizens – 4.75 per cent
- 61 days to 90 days: For general public – 4.50 per cent; For senior citizens – 5.00 per cent
- 91 days to 184 days: For general public – 4.75 per cent; For senior citizens – 5.25 per cent
- 185 days to 270 days: For general public – 5.75 per cent; For senior citizens – 6.25 per cent
- 271 days to less than 1 year: For general public – 6.00 per cent; For senior citizens – 6.50 per cent
- Less than one year to 15 months: 6.70 per cent; For senior citizens – 7.20 percent
- 15 months to less than 18 months: For general public – 7.25 percent; For senior citizens – 7.80 percent
- 18 months to 2 years: For general public – 7.25 percent; For senior citizens – 7.75 percent
- 2 years 1 day to 5 years: For general public – 7.00 percent; For senior citizens – 7.50 percent
- 5 years 1 day to 10 years: For general public – 6.90 percent; For senior citizens – 7.40 percent.
- 5 years tax saving FD: 7 percent; For senior citizens – 7.50 percent.
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