New Delhi. Millions of people use UPI apps in India. In today’s time, we mostly depend on these apps for online payment. One of these apps is PhonePe, millions of people use this app. If you also use the ‘PhonePe’ app, then this news is very important for you.
Actually, Phone Pe is sending a notification to its users. Under this notification, it is being told that new UPI guidelines have been issued, under which the UPI ID and mobile number of users will now be shared with NPCI. NPCI i.e. National Payments Corporation of India.
This rule will be started from November 25 and from this day onwards the mobile number and UPI ID of the users will be shared with NPCI. According to the information that comes out by clicking on the notification that the company has given to the users, with this you will be able to receive money from PhonePe or any UPI app on your mobile number. Along with this, the company has also ensured that users will be able to send money securely.
Is it necessary to register number in NPCI database?
As per the new guidelines of NPCI, we have to add the registered mobile (UPI number) on PhonePe to the NPCI database and link it with the UPI ID. With this, you will be able to receive payment using only UPI number. With this, you will be able to receive payments through any other payment app using just your UPI number. Regardless of whether you are registered on that app or not. For example, if a friend of yours wants to send money to you but does not have a PhonePe account, he will be able to send money through any other payment app using your UPI number. This amount will go to your account which you have linked as your primary bank account with your UPI number. Keep in mind that you will receive a notification when your PhonePe registered number is added as your 10 digit UPI number in NPCI’s database.
You can also use this option
Then what if we do not want to add PhonePe’s registered mobile number to NPCI’s database, although these are new guidelines of NPCI, but you have the option to not add PhonePe registered number to NPCI’s database. This means that if someone sends you money from PhonePe or any other payment app using only your mobile number, then you will not receive this payment or you will not get this money. However, you can continue to use UPI payments on PhonePe and receive payments that are sent by other apps using your existing UPI ID. If you still don’t want your number you can opt for it.
How long will the request take if opt-out is selected: It may take up to 24 hours for your PhonePe registered mobile number to be deleted from the NPCI database.
