PM Swnidhi Yojana 2020 – The scheme has been launched by Prime Minister Modiji to make the poor people self-reliant. Under the PM Swnidhi Yojana 2020, a loan of Rs. 10, 000 will be given by the Government to start their employment to the small working people in various sectors, tracks, vendors in various sectors, cobblers, barbers, dhobi etc. More than 50 lakh people will get the benefit of this scheme in India. The scheme is also known as special credit. The scheme was announced after discussing the PM SWNIDHI YOJANA 2020 at a cabinet meeting held on June 1, 2020. So far, a total of 71683 candidates have been applied in the scheme. You have to apply online to take advantage of the scheme. A budget of Rs. 5000 crore has been made by the central government for the scheme.
PM Swanidhi Yojana 2020
According to the government, the benefit of the scheme will start getting candidates from 1st July 2020. Small interest will not be required to show any certified documents for the same. They will easily get the benefit and now there is no provision of interest for it by the Government, if a poor person is not able to miss the loan later, there is no penalty for it by the government also. The Self-Reliant India scheme has a package of Rs. 20 lakh crore, out of which PM Swnidhi Yojana 2020 is also a part of it and the scheme has been launched to bring its economy back on track and make them self-reliant. The candidates who want to take advantage of the scheme first apply, we are giving you more information related to the scheme and how you can apply in the PM Self Fund scheme 2020 to find out who will be eligible for the scheme, read the article to the end.
PM SWNIDHI YOJANA 2020
योजना का नाम | पीएमस्वनिधि योजना 2020 |
किसके द्वारा योजना की शुरुआत की गयी | प्रधानमंत्री नरेंद्र मोदी जी के द्वारा |
योजना की घोषणा | 14 मई 2020 |
लाभार्थी | 50 लाख से अधिक उम्मीदवार |
लाभ | 10 हजार का लोन |
उद्देश्य | लोग अपना व्यवसाय फिर से शुरू कर सके |
आधिकारिक वेबसाइट | http://pmsvanidhi.mohua.gov.in |
Objectives of Pradhan Mantri Swanidhi Yojana
A lock-down was announced in the entire country to prevent the infection of Kovid-19. The reason why the people who had been running the house had to stop working and sit at home, causing a lot of people to face a lot of difficulties and creating an economic crisis in front of them and depriving people of their daily needs. In view of this problem, the central government launched the Self Fund scheme. And it will benefit the rural and urban people who sold goods on the roadside, or sold fruit vegetables, i.e., those who used to do petty work and meet their daily needs.
Under the scheme, the candidates are giving a loan of 10,000 rupees to re-open their small business so that they can re-open their business. and be able to meet your needs. Applications for the scheme have been initiated. The prdhanmantri self-fund scheme aims at a loan given to economically weaker people to re-establish their employment. Candidates pay attention if you take advantage of the scheme and you miss your loan at the right time, you will be given a subsidy of 7 per cent by the government. And, at the same time, 34 nodal officers have been appointed by the Government in the country to run the scheme smoothly.
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Eligible Candidates for PM SVANIDHI SCHEME
Vegetable Sellers
Fruit Sellers
hawker
Book Stationery
Barber Shops
cobbler
Laundry Shops
tea shop
Artisan Products
pan shop
Benefits of Pradhan Mantri Swarnidhi Yojana 2020
More than 50 lakh people of the country will be benefited under the scheme.
No candidate will have to undergo any document process to take this loan.
In the Pradhan Mantri Swarnidhi Yojana, if a candidate does not complete the loan within the given time given by the Government, there will be no provision for punishment.
Under the scheme, if the candidate pays his monthly loan every month, he will be given a subsidy of 7 per cent on the loan. And these subsidies will be transferred to your account in six months.
The people whose economic condition deteriorated in the lock down can now start their small employment through a loan of only Rs. 10,000.
A budget of Rs. 5000 crore has been made by the Government to provide benefits of the scheme to the beneficiaries.
The benefit of the scheme will be given to the candidates by 2022.