IRCTC eWallet: Indian railway will be no payment gateway charges on booking tickets through IRCTC eWallet

Through IRCTC eWallet you can book tickets faster than other apps. There is also no payment gateway charge in this.

IRCTC eWallet: IRCTC provides e-wallet facility to the passengers on IRCTC app. Through this you can easily book railway tickets without paying any payment gateway charges. You can also book Tatkal tickets through this. Due to no payment approval cycle, tickets get booked faster than other apps. At the same time, if your ticket is canceled due to any reason, the refund will also come in IRCTC eWallet only.

Benefits of IRCTC eWallet

• There are no payment gateway charges for IRCTC e-wallet.
• Top-up can be done easily through bank account.
• If your ticket gets cancelled. In this, the refund will also come in this wallet.
• By removing the payment approval cycle, it takes less time to book tickets.

How to book tickets through IRCTC eWallet?

1. For this, first of all you have to go to the official website of IRCTC. You have to log in here using your ID and password.
2. If you are a first time user then you have to click on the IRCTC Exclusive button under IRCTC eWallet. After this IRCTC transaction password will have to be entered. If your PAN and Aadhaar are verified then re-verification will not be required in IRCTC eWallet. After this click on the submit button. Then log in.
3. Now you have to click on the eWallet button in the IRCTC Exclusive tab. Here you will see many options.
4. You can deposit minimum Rs 100 and maximum Rs 10,000 through BHIM UPI, Paytm, Amazon Pay UPI, Net Banking, Credit Card and Debit Card. Now you can book tickets.
5. You can use the balance present in this eWallet only on IRCTC website and app.