Lakhpati Didi Yojana: Many schemes are being run by the Central Government for women. There is also a Lakhpati Didi scheme in this. The country’s Prime Minister Narendra Modi has mentioned about this scheme many times. Under this scheme, women get loans ranging from Rs 1 to Rs 5 lakh without interest.
Lakhpati Didi Yojana: The Prime Minister of the country Narendra Modi usually keeps mentioning Lakhpati Didi Yojana in his speeches. The specialty of this scheme is such that in a very short time, women are made millionaires in the Lakhpati Didi Scheme. Women have to be strengthened economically through this scheme. So that women can also become financially independent. Just one condition has been added to avail the benefit of this scheme. That is, loans under the scheme will be available only to those women who are members of Self Help Group (SHG) .
Earlier the target was set by the government that at least 2 crore women should get benefits under this scheme. Later the government increased the target of this scheme to Rs 3 crore. Let us tell you that here an attempt has been made to increase the total income of the woman or the family to Rs. 1 lakh because of the woman. In such a situation, it has been named Lakhpati Didi Yojana.
Who is Lakhpati Didi?
There are about 83 lakh women self-help groups in the country. About 9 crore women are associated with them, who have become self-reliant. The government has started ‘Lakhpati Didi Yojana’ to increase the income of women associated with these self-help groups. Till now one crore women have benefited from it. Those women are called ‘Lakhpati Didi’. Whose annual income per family is at least Rs 1 lakh or more. This is an ambitious plan of Prime Minister Narendra Modi. He had announced this plan from the ramparts of the Red Fort on the 77th Independence Day of the country.
Benefits of Lakhpati Didi Scheme
Many types of facilities, financial and skill training are provided under Lakhpati Didi Scheme. This helps them to increase their income. Due to which she can become a millionaire. Under this scheme, the income of women self-help groups is increased by teaching them technical works like making LED bulbs, plumbing, drone repairing etc. Workshops are conducted for women to increase their financial understanding. They get the benefit of savings options, small loans, vocational training, entrepreneurship support and insurance coverage. The government provides them better market support. To avail the benefits of the scheme, women must be part of a self-help group.
This is how you get loan under Lakhpati Didi Yojana
Any woman between 18 to 50 years of age can take advantage of the government’s Lakhpati Didi scheme. For this, besides being a native of the state, it is necessary for the woman to join a self-help group. To get a loan to start a business, you have to submit the required documents and business plan to your regional self-help group office. After this the application is reviewed and approved.
Then you will be contacted for loan. To apply, Aadhaar Card, PAN Card, Income Proof, Bank Passbook have to be given. Along with this, registered mobile number and passport size photo also have to be given.
