LIC Cards Services Limited and IDBI Bank have announced the launch of two variants of the co-branded RuPay Credit Card. These cards are Eclat Select Credit Card and Lumine Platinum Credit Card.
LIC Credit Card Features-
- Lumine cardholders will get 3 Delight Points on spending Rs.100. At the same time, Eclat card holders will get 4 points on spending Rs 100.
- Lumine card holders will get 1000 bonus points for spending Rs 10,000 within 60 days of credit card issuance. At the same time, Eclat card holders will get 1500 bonus points.
- Both the credit cards come with a validity of 4 years and interest free credit period of up to 48 days.
- You will get 2X Reward Points on LIC renewal or premium payment through both these credit cards.
- Transactions above Rs 3 thousand can be converted into EMI of 3, 6, 9 or 12 months. The special thing is that there will be zero processing and foreclosure charges.
- Fuel surcharge of 1% will not be payable on payment of fuel purchase at petrol pumps using this card. For this, the minimum transaction should be Rs 400.
- Both the cards come with several attractive insurance coverage. This includes air accident insurance cover, personal accident/permanent disability cover, credit shield cover and zero lost card liability.
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