In this scheme, loan can be availed at any time after six months from the date of commencement of the policy. It is available both online and offline.
If you are doing investment planning for your better future, then LIC has a great plan for you (LIC New Plan). Life Insurance Corporation of India (LIC) has launched a new scheme on July 1, 2021. The country’s largest insurance company LIC has launched Saral Pension scheme.
LIC Saral Pension scheme is a non-linked, single premium, individual immediate annuity plan. This plan can also be taken with Spouse. In this scheme, loan can be availed at any time after six months from the date of commencement of the policy. It is available both online and offline.
2 ways to take Saral Pension Scheme
Single Life- In this the policy will be in the name of any one, that is, this pension plan will be linked to any one person. As long as the pensioners are alive, they will continue to get the pension. After that the nominee will get the base premium.
Joint Life- In this plan both husband and wife have coverage. In this, the spouse who survives for a long time, gets a pension. When both are no more, the nominee will get the base price.
How much will you have to invest?
Under this plan, if you want to take the benefit of monthly pension, then you will have to deposit at least 1 thousand rupees every month. Similarly, for quarterly pension, at least 3 thousand will have to be invested in a month.
Features of Saral Pension Scheme
>> For the insured, his pension will start as soon as he takes the policy.
>> Now it will depend on you whether you want pension every month or quarter, half yearly or annually. You have to choose this option yourself.
>> This pension scheme can be taken both online and offline.
>> In this scheme, a minimum investment of Rs 12000 will have to be made. There is no maximum investment limit in this.
>> This scheme is for people from 40 to 80 years.
>> In this plan, the policyholder will get the loan at any time after 6 months from the date of commencement of the policy.
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