LIC’s Jeevan Shanti Policy: If you also want to be free from the tension of retirement, then you can become worry free by investing in LIC’s Jeevan Shanti Policy.
LIC’s Jeevan Shanti Policy: If you are also worried about retirement and do not understand where to invest, then we solve your problem. LIC’s Jeevan Shanti Policy is a plan designed keeping retirement in mind. Death benefit is available in this plan of LIC. Due to which other benefits including pension are given to the family and nominee on the death of the investor.
In this plan, you will get 2 options, first Immediate Annuity and second Deferred Annuity. In Immediate Annuity, the investor gets immediate payment. Whereas in Deferred Annuity, you invest in the plan by paying a single premium and you can get paid after a certain number of years.
- It is necessary to invest at least 1.5 lakh rupees in this LIC plan. There is no maximum limit to invest in it.
- One can start pension immediately or anytime between 1 to 20 years.
- Any close relative can be included in the joint life option.
- If you start pension after 5 years on investment of 10 lakhs, then it gives annual pension at the rate of return of 9.18 percent.
How much pension will you get
LIC If you invest Rs 10 lakh in this insurance policy at the age of 45, then you will start getting a pension of Rs 74,300 annually. If you want to take this amount every month, then it will be around 9 thousand rupees. If you start pension after 5, 10, 15 or 20 years then its amount will increase, although there are some conditions. You can get returns on monthly, quarterly, half yearly and yearly basis as well.
Policy can be bought online and offline
This plan can be bought offline as well as online. LIC’s Jeevan Shanti is a comprehensive annuity plan in which the individual and his family will also get benefits.
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