If you are also thinking of investing somewhere safe, then today we are telling you about the special plan of LIC. While taking this policy, you will have to pay its premium only once and after that you will get 12000 rupees every month for the rest of your life.
New Delhi. If you are also planning to take a pension plan for yourself, then Life Insurance Corporation of India (LIC) has come up with a great plan for you. While taking this policy, you will have to pay the premium only once and after that you will continue to get pension for life. The name of this policy is Saral Pension Yojana.
LIC Saral Pension Plan is a single premium plan. This scheme has started from 1st July. So let’s know about it in detail…
2 Ways to Take Saral Pension Plan: There are two modes of LIC Saral Pension Scheme first life annuity with 100% return of purchase price and second pension plan joint life.
Single Life: In this the policy will be in the name of any one, that is, this pension plan will be linked to any one person. As long as the pensioners are alive, they will continue to get pension. After that the nominee will get the base premium.
Joint Life: In this plan both husband and wife have coverage. In this, whoever survives for a long time, gets a pension. When both are no more, the nominee will get the base price.
Features of Saral Pension Scheme
>> For the insured, his pension will start as soon as he takes the policy.
>> Now it will depend on you whether you want pension every month or quarter, half yearly or annually. You have to choose this option yourself.
>> This pension scheme can be taken both online and offline.
>> In this scheme, a minimum investment of Rs 12000 will have to be made. There is no maximum investment limit in this.
>> This scheme is for people from 40 to 80 years.
>> In this plan, the policyholder will get the loan at any time after 6 months from the date of commencement of the policy.
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